Yen Soars kamar yadda UBS ke Ceto Suisse Credit a cikin Siyarwar Wuta: Abin da ake nufi ga Masu saka hannun jari

Mustapha Azeez

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Kudin yen na karuwa ne a ranar Litinin yayin da masu zuba jari ke neman mafaka daga rudanin da ake fuskanta a bangaren banki. Abin da ya jawo hakan shi ne cinikin UBS da ya karbe hannun abokin hamayyarsa Credit Suisse, wanda ya share biliyoyin daloli na kudaden masu hannun jari.

Yarjejeniyar, wacce hukumomin kasar Switzerland suka kulla a karshen mako mai cike da tashin hankali, ta kiyasta darajar Credit Suisse a kan faransa biliyan 3 kacal (dala biliyan 3.25), ragi na kashi 60 cikin 1 daga farashin kasuwar sa ranar Juma’a. Masu hannun jarin Credit Suisse sun sami kaso 22.5 na UBS ga kowane XNUMX Credit Suisse hannun jari da suka mallaka.

Amma wadanda suka yi hasara na gaske sune masu rike da asusun Credit Suisse's Ƙarin Tier-1 (AT1), nau'in bashi wanda za'a iya canza shi zuwa ãdalci ko rubutawa idan banki ya shiga cikin matsala. A karkashin yarjejeniyar, an shafe dala biliyan 17 na wadannan lamuni gaba daya, abin da ya fusata wasu masu zuba jari da suke ganin suna da kariya fiye da masu hannun jari.

Matakin da ya girgiza kasuwa ya girgiza kasuwar hada-hadar kudi ta AT1, wadda bankuna da dama ke bayarwa a fadin duniya domin bunkasa jarin jari. Har ila yau, ya haifar da fargabar cewa sauran bankuna za su iya fuskantar irin wannan matsala yayin da farashin ruwa ya tashi da kuma faduwar darajar kadarorin.

Yen Soars kamar yadda UBS ke Ceto Suisse Credit a cikin Siyarwar Wuta: Abin da ake nufi ga Masu saka hannun jari

Yen Ya Anfana Daga Jirgin Hatsari

The yen, wanda ake ganin sau da yawa a matsayin mafakar tsaro a lokutan damuwa, ya amfana daga wannan yanayi mai juyayi. Kudin Japan ya samu kan dala, inda ya kai matakin da ya fi girma tun daga ranar 10 ga watan Fabrairu a kan yen 130.55. Hakanan ya tashi akan Yuro da Fam na Burtaniya.

Swiss franc, wani kudin gargajiya na gargajiya, bai yi nasara ba. Dala ta tashi da kashi 0.22% akanta zuwa 0.9283, yayin da wasu masu saka hannun jari ke tambayar ko har yanzu tsarin banki na Switzerland yana da inganci.

Yarjejeniyar UBS-Credit Suisse wani bangare ne na babban kokarin da masu mulki ke yi na karfafa kwarin gwiwa kan tsarin bankin duniya bayan da bankunan Amurka biyu - Bankin Silicon Valley da Bankin Sa hannu - suka ruguje a farkon wannan watan. Bankunan tsakiya a duk duniya sun motsa don ƙarfafa yawan kuɗi da sauƙaƙe matsi na kudade.

Sai dai wasu manazarta sun yi gargadin cewa za a iya samun karin tashin hankali yayin da bankuna ke fuskantar tsadar kayayyaki da kuma samun raguwar riba a yanayin da ke canzawa.

"Damuwar da ta fi damu yanzu ita ce an rubuta dukkan shaidun AT1 gaba daya, wanda ya saba wa al'ada saboda masu mallakar hannun jari ya kamata su kasance mafi haɗari fiye da masu haɗin gwiwa," In ji Alvin Tan, shugaban dabarun Asiya FX a kasuwannin RBC Capital Markets. "Wannan yana damun mutane da yawa."

 

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Mustapha Azeez

Azeez Mustapha ƙwararre ne na kasuwanci, manazarcin kuɗi, masanin sigina, da manajan kuɗi tare da ƙwarewa sama da shekaru goma a cikin harkar kuɗi. A matsayin mai rubutun ra'ayin yanar gizo da marubucin kuɗi, yana taimaka wa masu saka jari su fahimci ƙaƙƙarfan dabarun kuɗi, haɓaka ƙwarewar saka hannun jari, da koyon yadda ake sarrafa kuɗin su.

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