Isevisi yokuhweba ngamakhophi. I-Algo yethu ivula futhi ivale ngokuzenzakalelayo ukuhweba.
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Okubhaliselwe kwanyanga zonke kuqala ku-£58.
Cabanga nje sizama ukuklama imodeli yokukhetha isitoko ezodlula imakethe eminyakeni eyishumi ezayo. Ngemuva kocwaningo nokuhlolwa okuningi kwe-forensic siphothula indlela yethu. Nakuba besingakwazi lokhu kusenesikhathi, isistimu esiyisungulayo ilungile – ayikho indlela engcono yokubhekana nenkinga esizama ukuyixazulula. Uma kubhekwa lokhu, yini okungenzeka siyenze ngohlelo lokutshala izimali esiluthuthukisile eminyakeni ezayo?
Kushintshe futhi kubi nakakhulu.
Ngisho noma siklama indlela yokutshala imali ephelele isilingo sokulungisa nokulungisa singase sibonakale singenakuvinjelwa. Kungani kunzima kangaka ukuphikelela ngisho nalapho sinendlela ezwakalayo?
Kukhona ukungafani phakathi kwempendulo yesikhashana kanye nemigomo yesikhathi eside:
Uma inhloso yenqubo yethu yokutshala imali ingeyesikhathi eside; ukusebenzisa ukusebenza kwesikhashana njengendlela yokuhlola ukuqina kwayo kungenzeka kungabi nanjongo futhi okubi kakhulu kuphikisane nokukhiqiza. Zonke izindlela zokutshala izimali zizobekezelela izintelezi ezinkingeni futhi ukusabela kulokhu ngokulungiswa kwenqubo njalo kuyindlela ethile yemiphumela emibi.
Isidingo sokuthi uhlale wenza okuthile:
Ukugcina ukholo ngenqubo yokutshala imali isikhathi eside kusho isikhathi esiningi ungenzi lutho. Lokhu kuzwakala kulula kodwa akunalutho. Izimakethe zezimali zisesimweni sokuguquguquka njalo, zikhiqiza izindaba ezintsha nezikholisayo. Ukushintshashintsha kwesikhashana ezimakethe ngokuvamile kuzwakala njengokushintsha kolwandle lwezwe lapho siphila kukho. Isifiso sokuthatha isinyathelo sinamandla.
Ukungabaza inqubo:
Lapho indlela yethu yokwenza izinto inenkinga yokusebenza kabi kwesikhashana kuzoba nengcindezi enkulu yokuthi sishintshe. Lokhu kuzoba ngenxa yokungabaza kwangaphakathi (kuthiwani uma inqubo yami iphulwa?) futhi, kubatshalizimali abangochwepheshe, izingcindezi zangaphandle - 'awenzanga kahle, yenza okuthile ngakho'. Ukushintsha inqubo yethu kungasenza sizizwe singcono (singacindezeleki kangako, sicindezeleke, sikhathazeke) ngisho noma singakholelwa ukuthi kuyinto efanele ukuyenza.
Ukuzizwa ulawula:
Ukungazinzi nokungaqiniseki ezimakethe zezimali kungase kudideke kakhulu; ukulungiswa kwenqubo, ngephutha, kungazwakala sengathi silwela ukubuyisela uhlobo oluthile lokulawula.
Ulwazi lwakamuva lokukhuluphala ngokweqile:
Ukuchema kwakamuva kusho ukuthi sizothambekela ekukhuluphaleni kakhulu ukubaluleka kwemicimbi yamanje futhi sehlise kakhulu okwedlule. Uma kubhekwa ukuhlukahluka okungokwemvelo kwezimakethe zezimali esikhathini esifushane lokhu kuzosho ukuthi sihlala silingeka ukuthi silungise inqubo yethu ngokusekelwe kulokho okwenzekayo njengamanje.
Ukuzethemba ngokweqile:
Ikhono lethu lokuba nomthelela omuhle liqiniswe kakhulu. Uma sinendlela yokutshala imali ehlakaniphile esiqala ngayo, ukuyithuthukisa akulula neze. Sizokwenza ihaba ngendlela emangalisayo amandla ethu okwenza izinguquko ezizothuthukisa amathuba ethu okuphumelela.
Ukuthuthukisa akwenelisi:
Isifiso sethu sokulungisa nokuzama ukuthuthukisa inqubo yethu yokutshala izimali siqhutshwa inkolelo yokuthi kufanele siyithuthukise - ukuthola isixazululo esingcono kakhulu. Nakuba lokhu kuyinhloso enhle ngokombono, ukungaqiniseki okujulile kwezimakethe zezimali kwenza kube yingozi ekusebenzeni. Ukusesha kwaphakade nokungaqondakali kwenqubo engcono kakhulu yokutshala izimali kungase kuholele okungenani ezinqumweni ezimbi eziningi njengezinhle. Ukwanelisa - ukwamukela isu elihle ngokwanele - futhi ukuligcina kungenzeka kube umzila ongcono kakhulu kwabaningi bethu.
Ubuhlakani phezu kokuziphatha:
Izinguquko zenqubo yethu zizovame ukugxila ekuphishekeleni ubuhlakani bokuthola imithombo emisha yolwazi noma ukukusebenzisa ngezindlela ezahlukene. Kubonakala sengathi kunakwa kancane ezinseleleni zokuziphatha zokutshala imali. Indlela yokutshala imali eqinile izohlukaniswa uma singenaso isibindi sokubekezelela.
Kungase kubonakale sengathi ngiphakamisa ukuthi singalinge sizame ukuthuthukisa inqubo yethu yokutshala imali. Akunjalo. Ukulwela ukufunda nokuthuthukisa kubalulekile. Kubalulekile ukuqonda, nokho, ukuthi ukuthambekela kwethu nakanjani kuyoba ukwenza okuningi kakhulu, ngokuvamile ngesikhathi esingafanele. Kudingeka sibe nomkhawulo ophezulu ngokufanele woshintsho.
Ungalokothi ubukele phansi inzuzo etholwe umtshali-zimali onendlela ephusile futhi ongabambelela kuyo.
About the Author: UJoe Wiggins
Source: Ukutshalwa kwezimali kokuziphatha
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