Umlando Wokwehluleka Kwebhange: Izifundo Ezifundwe Ekugoqeni Kwebhange LaseSilicon Valley ngo-2023

Isevisi yokuhweba ngamakhophi. I-Algo yethu ivula futhi ivale ngokuzenzakalelayo ukuhweba.

I-L2T Algo inikeza amasiginali anenzuzo enkulu anengozi encane.

24/7 ukuhweba nge-cryptocurrency. Ngenkathi ulele, siyahweba.

Ukusethwa kwemizuzu eyi-10 okunezinzuzo ezinkulu. Imanuwali inikezwe ngokuthenga.

79% Izinga lempumelelo. Imiphumela yethu izokujabulisa.

Ukuhwebelana okungafika kuma-70 ngenyanga. Kunamapheya angaphezu kwama-5 atholakalayo.

Okubhaliselwe kwanyanga zonke kuqala ku-£58.

Okuthile kwe-L2T

ITHELELELI

IZIPHUMA

Ukwehluleka kwamabhange kube yindikimba ephindaphindayo ohlelweni lwezezimali amakhulu eminyaka. Ukuwa kwakamuva kweSilicon Valley Bank, okuqale ekuqaleni kuka-2023, kuyisikhumbuzo sakamuva salokhu. Ukwehluleka kwebhange kungabangela ukuphazamiseka okukhulu emnothweni, futhi kungaba nemiphumela efinyelela kude kumabhizinisi nakubantu ngabanye.

Sizobheka okunye ukwehluleka kwamabhange okubaluleke kakhulu emlandweni, okuhlanganisa i-Silicon Valley Bank, futhi sihlole izimbangela kanye nemiphumela yako.

Ukwehluleka Okubalulekile Kwebhange Emlandweni

I-Continental Illinois National Bank and Trust - 1984

I-Continental Illinois kwakuyibhange elikhulu elizinze e-United States elawa ngo-1984 ngenxa yokuchayeka emalini ebolekiwe embi. Ukuwa kwaleli bhange kube isigameko esibalulekile embonini yezezimali, futhi kwaholela engxoxweni ebanzi mayelana neqhaza likahulumeni ekulawuleni izinkinga zezimali.

• Ukulahlekelwa: Cishe amaRandi ayizigidi eziyizinkulungwane ezingu-40

I-Bank of Credit and Commerce International (BCCI) — 1991

I-BCCI kwakuyibhange lomhlaba wonke elawa ngo-1991 ngenxa yokuzibandakanya kwalo ekukhwabaniseni imali neminye imisebenzi engekho emthethweni. Ukuwa kwaleli bhange kwaba isigameko esibalulekile embonini yezezimali, futhi kwaholela engxoxweni ebanzi mayelana nokulawulwa kanye nokwengamela emkhakheni wamabhange.

• Ukulahlekelwa: Cishe amaRandi ayizigidi eziyizinkulungwane ezingu-20

I-Barings Bank - ngo-1995

IBarings Bank kwakuyibhange lokutshala izimali laseBrithani elawa ngo-1995 ngenxa yezenzo zomhwebi ononya. Ukuwa kwebhange kube isigameko esibalulekile embonini yezezimali, futhi kwaholela engxoxweni ebanzi mayelana nokulawulwa kobungozi kanye nokulawulwa kwezikhungo zezezimali.

• Ukulahlekelwa: Cishe amaRandi ayizigidi eziyizinkulungwane ezingu-1.4

Yamashiro Bank - 1998

I-Yamashiro Bank kwakuyibhange lesifunda elizinze e-Japan elaziwa ngemikhuba yalo yokuboleka eyingozi kakhulu. Ngo-1998, leli bhange lawa ngenxa yokuchayeka emalini ebolekiwe, futhi lagcina selifakwe ngaphansi kukahulumeni waseJapan. Ukuwa kwebhange lase-Yamashiro kwaba umcimbi omkhulu e-Japan, futhi kwaholela enkingeni yezezimali eyathatha iminyaka.

• Ukulahlekelwa: Cishe amaRandi ayizigidi eziyizinkulungwane ezingu-250

I-Lehman Brothers - 2008

I-Lehman Brothers yayiyibhange lokutshala izimali emhlabeni wonke elawa ngo-2008 ngenxa yokuchayeka kwi-subprime mortgages. Ukuwa kwe-Lehman Brothers kwaba isigameko esibalulekile enkingeni yezimali yango-2008, futhi kwaba nomthelela omkhulu emnothweni womhlaba. Ukwehluleka kwaleli bhange kuholele ekutheni izimakethe zezikweletu ziqine, okube nomthelela ekwehleni okukhulu komnotho okwathatha iminyaka.

• Ukulahlekelwa: Cishe amaRandi ayizigidi eziyizinkulungwane ezingu-600

Washington Mutual - 2008

IWashington Mutual yayiyibhange elikhulu lokonga nokubolekwa elizinze e-United States. Ibhange lawa ngo-2008 ngenxa yokuchayeka kwi-subprime mortgages, futhi ekugcineni latholwa ngu-JPMorgan Chase. Ukuwa kweWashington Mutual kwaba isehlakalo esibalulekile enkingeni yezimali yango-2008, futhi kwaba nomthelela ekumisweni okubanzi kwezimakethe zezikweletu.

• Ukulahlekelwa: Cishe amaRandi ayizigidi eziyizinkulungwane ezingu-307

I-IndyMac Bank - 2008

I-IndyMac Bank yayiyibhange lesifunda elizinze e-United States elawa ngo-2008 ngenxa yokuchayeka kwezikweletu ze-subprime. Ukuwa kwebhange kwaba isigameko esibalulekile enkingeni yezimali yango-2008, futhi kwaba nomthelela ekumisweni okubanzi kwezimakethe zezikweletu.

• Ukulahlekelwa: Cishe amaRandi ayizigidi eziyizinkulungwane ezingu-32

I-Silicon Valley Bank - 2023

ISilicon Valley Bank iyibhange elizinze e-US eligxile ekuhlinzekeni ngezinsizakalo zezezimali ezinkampanini zobuchwepheshe nezokusungula. Ekuqaleni kuka-2023, ibhange laqala ukuba nezinkinga ezinkulu zezezimali ngenxa yokuchayeka emalini ebolekiwe embi kanye nokuthembela ngokweqile emkhakheni wezobuchwepheshe. Izinkinga zaleli bhange zidale ukukhathazeka okukhulu kubatshalizimali nababambe iqhaza ezimakethe, futhi kunovalo lokuthi ukuwa kwalo kungase kube nomthelela omkhulu emnothweni obanzi.

I-SVB kuthiwa ibambe cishe u-$212 billion.

Ukubeka It All Ndawonye

Ukwehluleka kwamabhange kube yindikimba ephindaphindayo embonini yezezimali amakhulu eminyaka. Nakuba okunye ukwehluleka kwamabhange kungenxa yokukhwabanisa noma izenzo zobugebengu, eziningi ziwumphumela wokulawulwa kabi kwezinhlekelele, ukuthembela ngokweqile emikhakheni ethile noma izimakethe, nezinye izici.

Ukuwa kweSilicon Valley Bank ngo-2023 kuyisikhumbuzo sokuthi ngisho namabhange anedumela eliqinile futhi agxile emisha angaba sengozini yezinkinga zezezimali. Kubalulekile ukuthi abalawuli nabahlanganyeli bemakethe bahlale beqaphile futhi baqinisekise ukuthi amabhange alawulwa ngendlela efanele futhi alawulwa ukuvimbela ukwehluleka kwamabhange esikhathini esizayo.