Kripto Kredi Kartlarını Anlamak: Kısa Bir Kılavuz

Azeez Mustafa

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Crypto credit cards, also known as Bitcoin credit cards, are the new and improved version of traditional credit cards. They look and work just like a regular credit card, allowing you to use them wherever Visa, Mastercard, or Amex cards are accepted. They are usually issued by banks or financial institutions that give you a credit line or allow you to link your credit limit to your cryptocurrency balance.

Using crypto credit cards has many benefits, including earning rewards in cryptocurrency, making purchases directly with crypto, and withdrawing cash from ATMs without converting it back into fiat currency. However, it is important to keep in mind to spend responsibly, be aware of tax obligations, and make sure to pay off the balance every month to avoid high-interest fees.

Let’s take a closer look at the three top crypto credit cards on the market.

Top Three Crypto Credit Cards

Gemini Kripto Kredi Kartı

The Gemini Credit Card is Here! | Gemini

Gemini is a leading cryptocurrency exchange that also offers a crypto credit card. This card allows you to spend your digital currency anywhere in the world, offering over 50 types of cryptocurrencies with real-time rewards. The card does not charge extra fees for purchases or ATM withdrawals and offers 24/7 customer support and fraud protection.

The APR for the Gemini card ranges from 17.24% to 29.24% and has no annual fee. The card offers rewards in bitcoin and 60+ other currencies, with 3% crypto rewards for dining, 2% for groceries, and 1% for everyday purchases. This card is only available for US residents and can be used anywhere in the world that accepts Mastercard.

SoFi Kredi Kartı

SoFi Credit Card With Crypto Redemption Review - Crypto Cards

SoFi is a US-based financial services company that offers a cryptocurrency credit card in partnership with Mastercard. This card offers multiple benefits, including cashback for spending with high-profile brands, Mastercard ID theft protection, and 2% cash back on eligible purchases. The card has no annual fee, but balance transfer and advance fees attract a $10 or 5% fee, and late payment and returned payment fees cost up to $39.

The SoFi crypto card supports bitcoin and Ethereum, with 1% rewards if used against your SoFi credit card account and 2% rewards when paying off qualifying debt, saving, or investing with SoFi. The card can be used anywhere Mastercard is accepted.

Bitcoin Ödül Kartını Yükselt

Upgrade Bitcoin Rewards Card: 1.5% Back in Bitcoin | NextAdvisor with TIME

Upgrade’s bitcoin rewards card allows you to earn bitcoin rewards while making purchases. You can pay down your balance with equal monthly payments and have the option to access a personal loan that gets paid directly into your account. The rewards are stored on the NYDIG platform and can be sold for statement credits.

There are no fees except for a 1.5% bitcoin transaction fee when you sell, and the card offers unlimited 1.5% cashback, baggage insurance, purchase protection, and extended warranty coverage. The card is not available in Hawaii or North Carolina but offers lower monthly payments, no annual fees, and the flexibility to spend your crypto at any merchant that accepts Visa or transfers funds to your bank account.

Son Söz

When choosing the right crypto credit card, it is important to consider the rewards, fees, availability, and additional benefits each card offers. Take the time to compare and evaluate the options to make an informed decision that best fits your needs.’

 

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Azeez Mustafa

Azeez Mustapha, finans alanında on yılı aşkın deneyime sahip bir ticaret uzmanı, para birimi analisti, sinyal stratejisti ve fon yöneticisidir. Bir blog yazarı ve finans yazarı olarak, yatırımcıların karmaşık finansal kavramları anlamalarına, yatırım becerilerini geliştirmelerine ve paralarını nasıl yöneteceklerini öğrenmelerine yardımcı olur.

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