China Ikukulitsa Ntchito Yogwiritsira Ntchito Digital Yuan mu Investment ndi Insurance

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Mabanki awiri apamwamba aku China, omwe ndi China Construction Bank (CCB) ndi Bank of Communications (Bocom), akhazikitsa owongolera kuti apange milandu yatsopano yogwiritsira ntchito CBDC (yomwe idasungidwa ndi banki yapakati). Mabungwe azachuma a behemoth tsopano akuthandizana ndi oyang'anira thumba lazamalonda ndi makampani a inshuwaransi mogwirizana ndi ntchito zawo zoyendetsa digito za yuan (e-CNY).

Malinga ndi lipoti la South China Morning Post (SCMP), mabanki akufuna kukhazikitsa kugwiritsa ntchito e-yuan pogula ndalama zandalama komanso zinthu za inshuwaransi. Bungweli lati iyi ndi nkhani yofunika kwambiri yogwiritsira ntchito ndalama za digito "zopitilira mtengo wotsika, zolipirira tsiku ndi tsiku."

Ripoti laposachedwa lidawonetsa kuti CCB idalumikizana ndi Shanghai Tiantian Fund Distribution kuti ipange njira kwa ogwiritsa ntchito e-CNY kuti athe kuyendetsa ndalama zapaintaneti. Wachiwiri kwa Wachiwiri kwa Purezidenti wa CCB Zhang Min adati:

"Kuyambira mu 2017 takhala tikugwira nawo ntchito yofufuza ndi kukonza ndalama za banki yapakati, zomwe timawona kuti ndizofunika pantchito yathu yolipira chifukwa chokhoza kuwonjezera kulipira."

China Ikupitiliza Kulimbikitsa Kugawa ndi Kusintha kwa e-CNY

Malipoti am'deralo akuwonetsa kuti CCB yakhazikitsa zikwama za digito zoposa 8.4 miliyoni za anthu ndi mabizinesi mpaka pano. Komanso, kampani yayikulu yazachuma yathandizira kupititsa patsogolo ma 28.5 miliyoni e-CNY (kuyambira Juni), pafupifupi 18.9 biliyoni yuan kapena $ 2.9 biliyoni. Pakufotokozera mwachidule zakubanki sabata yatha, Wachiwiri kwa Purezidenti wa Bocom, Qian Bin, adati:

"Ndalama zakabanki zikuluzikulu zaku China ndi njira yovomerezeka, ndipo malinga ndi banki yamalonda, ndi udindo wathu kuthandiza kuti ndalama zizikula."

Ndi kupita patsogolo komwe kukuwoneka pakupanga ndalama za digito, China ikuyandikira kwambiri ndikupanga gulu lopanda ndalama. Ripoti mu Julayi lidawonetsa kuti chuma chachiwiri kukula kwambiri chagawira ndalama zopitilira $ 41 miliyoni za ma envulopu ofiira.

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