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Kudin Kudin Kudin Kudin Cikakken 2023 Guide

Samantha Forlow

An sabunta:
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Sabis don kwafi ciniki. Algo É—inmu yana buÉ—ewa da rufe kasuwancin ta atomatik.

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L2T Algo yana ba da sigina masu riba sosai tare da ƙarancin haɗari.

Duba wuri

24/7 kasuwancin cryptocurrency. Yayin da kuke barci, muna kasuwanci.

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Saitin minti 10 tare da fa'idodi masu yawa. An ba da littafin tare da sayan.

Duba wuri

Yawan Nasara 79%. Sakamakonmu zai faranta muku rai.

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Har zuwa ciniki 70 a kowane wata. Akwai sama da nau'i-nau'i 5 akwai.

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Biyan kuɗi na wata-wata yana farawa akan £58.


Matsakaicin Tsadar Dala, idan darajar hannayen jari da tsoron rasa abin da aka samu a kasuwa ke sa ku farka da dare, to kawai muna iya samun babbar dabara a gare ku - ƙimar tsadar dala.

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Kamar yadda tsohuwar magana take - "a hankali kuma kwari yana cinye tseren". Babban ra'ayi tare da daidaitawa tsadar dala shine a hankali gina matsayin jarin ku a hankali. Lokacin da kake yin hakan ya dogara ne kacokam akan fifikon ka da kuma kasafin kuÉ—in saka hannun jari.

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Wataƙila kun taɓa jin fellowan uwan ​​masu saka jari suna magana game da ƙimar farashin dala kuma kuna sha'awar abin da ya ƙunsa? Ko da baku taɓa jin labarin ba, yau zai iya kasancewa ranar da kuka gano sabon tsarin dabarun ciniki wanda ya dace da ku ga 'T'.

Bayan duk wannan, daidaiton farashin dala babbar hanya ce mai kyau ga masu saka hannun jari don haɓaka fayil ɗin su na dogon lokaci A cikin wannan jagorar, zamuyi magana game da komai daga abin da farashin tsada-dala yake, fa'ida da fa'idodi da za'ayi la'akari da su, da kuma yadda zaku fara da dabarun sa hannun jari mai haɗari a yau!

 

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Menene Matsakaicin Tsadar KuÉ—i? 

A takaice, idan za ka saka adadin dala daidai lokacin da aka saba domin inganta jakar jarinka (maimakon saka jarin daya), wannan ya zama tsadar dala. Misali mai kyau na wannan shine idan kana son saka $ 10,000 a cikin hannun jari na Amazon. Maimakon ka saka hannun jari $ 10,000 yanzunnan, zaka iya saka $ 2k kowane wata na tsawon watanni 5 kai tsaye.

Bugu da ƙari, ana iya amfani da ƙididdigar tsadar dala a cikin kasuwa mai canji don haɓaka matsayin kasuwa cikin sauri. A wannan misalin, akasin saka hannun jari na $ 2,000 a wata don watanni 5, kuna iya zaɓar saka hannun jari na $ 2.5k kowane mako sama da makonni 4.

Masu saka jari galibi suna amfani da wannan hanyar don haɓaka adadin matsayin hannun jari a cikin fayil ɗin su tsawon shekaru. Wasu yan kasuwa, alal misali, na iya saka hannun jari $ 4,000 a cikin haja ɗaya a kowace shekara, kuma ba canza wannan dabarar ba har tsawon shekaru.

Gaskiyar ita ce, akwai hanyoyi daban-daban don amfani da tsadar dala-tsada. Yadda kuka zaɓi aiwatar dashi zai dogara ne akan dabarun saka hannun jarin ku da kuma menene burinku na dogon zango.

Matsakaicin Tsadar Dollar: Shin Da Gaske Yana Aiki?

Yana iya zama kamar babban sayan gaba zai zama mafi kyau fiye da ƙimar tsadar dala. Koyaya, yawancin masu saka hannun jari sunyi imanin cewa ƙimar farashin dala yana taimaka musu galibi cire tunanin daga yanke shawarar saka hannun jari da kuma yin tunani cikin dogon lokaci.

Ko dai kai tsohon gogaggen mai saka jari ne ko kuma sabo ne a wurin, tabbas za ka iya fahimtar motsin zuciyar 3 na ilimin halayyar dan adam - tsoro, bege, da haÉ—ama. Yayin da kasuwa ke canzawa, waÉ—annan motsin zuciyarmu galibi suna shiga cikin wasa kuma na iya tura ku ku yanke shawara ta hankali.

Har zuwa tsawan farashin-dala, mutum na iya cewa kuna saye a lokacin da wasu mutane ke nuna halin kasuwancin su - tsoro. Wannan na iya saita ku da kyau don babban farashi, da kuma wasu nasarori masu ban sha'awa a cikin dogon lokaci.

Yadda zaka Sa Gwagwarmayarka ta zama Mafi Soyuwa agareka

Idan ya zo ga dabarun saka hannun jari, É—ayan kyawawan abubuwa game da Matsakaicin farashin dala-dala shine kyakkyawan matsakaicin farashi. Wannan godiya ne ga ilimin lissafi na saye a farashin raba daban.

Don ba ka misali da wannan, bari a ce kana neman saka hannun jari $ 20,000 a cikin wani haja. Ta hanyar biyan dala-dala, ka yanke shawarar saka $ 4,000 kowane wata a ranar farko ta ciniki, kuma zaka yi hakan har tsawon watanni 5.

Yanzu kuyi tunanin cewa a kowane ɗayan waɗannan ranakun ciniki 5 (ranakun da kuka saka hannun jari sama da watanni 5) wannan hannun jari yana kasuwanci akan ƙimar:

  1. $100
  2. $80
  3. $40
  4. $80
  5. $100

Hannun kaya a cikin wannan yanayin ya kasance mai saurin canzawa akan waɗancan watanni 5 amma ya ƙare inda ya faro. A kwanakin da ka sayi hannun jari, matsakaicin farashin hannun jari zai kasance $ 80 (ƙimar 5 da aka raba 5).

Lura: Kamar yadda kake gani, farashin ku na kowane rabo koyaushe zai zama daidai ko ƙasa da wannan matsakaicin akan farashin 5.

Matsakaicin Tsadar Dala: Kada ku yi ƙoƙari Ku ɗauki lokaci zuwa Kasuwa

Zai iya zama kamar ya kamata ku sayi duk hannun jarin ku lokacin da hannun jarin ya kasance cikin farashi mai rahusa. Tabbas, kowa yakamata yayi hakan, dama?

Ee, ba shakka - a cikin ingantacciyar duniya dukkanmu muna son siyan hannun jari da hannun jari lokacin da dukiyar da muke ciki take cikin farashi mai rahusa. Amma, dubawa abu ne mai ban mamaki. Dukanmu muna fatan mun zaɓi na makon da ya gabata irin caca lambobi, ma!

Abin baƙin ciki hango rashin daidaito ba koyaushe mai sauƙi ba ne, ko zai yiwu ba. Hakanan za'a iya faɗi don ƙoƙari don daidaita farashin farashin hannun jari daidai. Abu ne mai matukar wahala a tabbatar da lokacin da haja zai kasance a wani wuri mara kyau, ko kuma ya kara faduwa.

Lady sa'a na iya kasancewa a gefenku, amma mafi yawan lokuta da gaske kusan ba zai yiwu ba. Abu mai mahimmanci, Æ™arfin ku zai fi dacewa kuyi wani abu - kamar fasaha ko bincike mai mahimmanci. 

Yawancin masu saka jari sun yi kuskuren nitso cikin ruwa don shiga cikin aikin - dabi'ar mutum ce. Lokacin da mai saka jari ya ga farashin hannun jari yana tashi kowace rana kuma wasu mutane suna samun babbar riba, dabi'a ce don son kasancewa cikin wannan.

Akasin haka - mutane sun firgita kuma sun fara siyar da hannayen jarin su saboda faduwar kasuwa. Abunda ya dace shine tsalle jirgin nan da nan. Wannan yana da ma'ana, amma idan ya shafi saka hannun jari kuna iya yin babban kuskure.

Matsakaicin Tsadar Dala: Tsarin Tsawon Tsawon Lokaci

GabaÉ—aya magana, Æ™imar farashin dala koyaushe dabarun dogon lokaci ne. Canjin ruwa a cikin tattalin arziÆ™i yana tura yawancin hannun jari a cikin hanya É—aya. A Æ™arshe cikin lokaci, bayan duk, kasuwanni na ci gaba da tafiya. 

Misali: A lokacin koma bayan kasuwar hada-hadar hannayen jari (kamar wacce muka gani a shekarar 2008) mafi yawan hannun jari sun rasa kimarsu. Bayan haka, yayin tashin kasuwanni, zaku ga cewa yawancin hannun jari yana bin yanayin tafiya zuwa sama.

Kasuwar bijimi na iya wucewa ko'ina tsakanin watanni da shekaru. Darajar farashin dala-dala a cikin wannan halin zai zama mara kyau azaman dabarun saka hannun jari na ɗan gajeren lokaci. Hannayen jarin kowane mutum da kuɗaɗen junan su ba sa fuskantar kowane canji na ban mamaki a ƙimar kowane wata (tabbas akwai keɓe ga dokar).

Don ganin ainihin ƙimar darajar tsadar dala, dole ne ku hau kan raƙuman ruwan jarin ku. Ta hanyar mai kyau, mara kyau da mara kyau. Za ku ga cewa tsawon lokaci dukiyar da ke cikin fayil ɗin ku ba kawai za ta nuna ƙimar farashin kasuwar mai ƙarfi ba ne kawai, amma har da cinikin gorar.

Matsakaicin Tsadar Dala: Yadda ake Gina Matsayin Hannun Jari

Don fara gina matsayin hannun jari ta amfani da dabarun tsada-tsadar dala, akwai 'yan matakai da zaku buÆ™aci É—auka na farko. 

  • Duba kudaden ku kuma yi tunani game da yadda kuke son saka hannun jari a cikin wani asusu ko haja.
  • Sau nawa kuke son saka hannun jari a cikin hannun jari ko asusu? Kuna iya saka hannun jari a kullun, kowane mako, kowane wata, kowane kwata ko ma kowace shekara.
  • Idan yakai ga biyan kudin jarin ku, yawan lokuta kuke so ku raba su? Misali, kace kana son saka jumlar $ 20,000. Kuna iya yanke shawarar raba jarin ku fiye da watanni 10, kuna biyan $ 2,000 a ranar ciniki ta farko na kowane wata. A wasu lokuta, masu saka jari sun fi son saka hannun jari mako-mako. Da gaske shine zaÉ“inku.

Ainihin, hanya mafi sauƙi don aiwatar da tsarin aikin ku shine ɗaukar jimillar adadin da kuke son saka hannun jari (watau - a misalin mu na sama wannan adadin zai zama $ 20k) kuma raba wannan lambar ta tsawon lokacin da kuke son saka hannun jari.

Yin amfani da misali a sama wannan zai zama:

  • $ 20,000 (jimlar adadin saka hannun jari)
  • raba 10 (yawan watanni)
  • adadin zuwa $ 2,000 (adadin saka hannun jari a wata)

Tabbas, da wuya abubuwa suke yankewa kuma sun bushe. Don haka tare da kowane matakan da muka ambata a sama, akwai sakamako daban-daban kuma kowannensu yana da maki mai kyau da mara kyau.

Ba'a San Sakamakon Ba

A gefe guda, babu wani abu mafi mahimmanci game da saka jari kowane mako, kowane wata maimakon kwata-kwata. Madadin haka, ya kamata ku auna nauyin kwamiti yayin la'akari da sau nawa kuke son saka hannun jari. Idan kuna shirin saka jari kaÉ—an kuma sau da yawa, to kawai kuna iya gano cewa kuÉ—in kwamitocin sannan ya zama É—an É“angare mai tsada.

  • Misali, bari mu ce ka yanke shawarar saka $ 6,000 a cikin wani haja ka zabi ka saka $ 600 kowane wata na tsawon watanni 10.
  • A kan kowane fatauci, bari a ce ka biya kwamiti na $ 14.
  • Wannan kashi 2.3% na jimlar jarin ku.

Ganin cewa idan maimakon ku raba $ 6,000 zuwa 4 saka jari na kwata-kwata to a bayyane yake ganin cewa zaku biya ƙananan kaso. A wannan misalin, kuna kallon kawai 1% na wannan babban hannun jarin da aka karɓa don hukumar kasuwanci.

Lura: Yin la'akari da abin da ke sama, yana iya zama mai kyau la'akari da dillali na kyauta na kwamiti kamar eToro. Tsarin dandamali ba caji kwamiti kwata-kwata, yana mai sauƙaƙa masa kwatankwacin farashin dala.

Hakanan, akwai kyawawan halaye da ra'ayoyi don saka hannun jari akan ƙarin lokuta maimakon ɗan gajeren lokaci. Idan don ɗan gajeren lokaci kaya ya zama mai tsada, an sayi smallan ƙananan hannun jarin ku a tsada ɗaya. A gefe guda, kamar yadda muka rufe a sama, wannan na iya nufin haɓaka farashin hukumar ku da yawa.

Kamar yadda kake gani akwai hanyoyi da yawa da zaku iya tsara dabarun biyan dala-dala don bukatunku. Kuna iya yanke shawarar kuna son matsakaita cikin matsayi ta siyan rabon ku sau É—aya a shekara. Ko kuma, yana iya zama mafi dacewa a gare ku ku sayi waÉ—ancan hannun jarin kowane mako na tsawon wata É—aya ko biyu.

Linearin bayani shine cewa ya dogara da yanayinka na sirri. Ba za mu iya jaddada isa cewa duk abin da za ku yi ba, yana da mahimmanci a sami tsarin saka hannun jari a wuri É—aya kuma a cika yarda da wannan shirin. Lokacin da kuka tsallake tazara shine lokacin da shirinku ya É“ata!

Matsakaicin tsadar dala: Shin ya fi kyau a saka jarin-dunkule?

An yi karatu a cikin ko ya fi fa'ida saka hannun jari guda maimakon matsakaicin tsadar dala a cikin matsayin ku. Dole ne a ce, an yi wasu bincike masu ban sha'awa a kan wannan batun kuma tsarin dunƙule-ƙulle ya fito yana jin ƙamshin wardi.

Binciken - wanda jaridar Vanguard ta tattara, yayi kwatancen tsakanin dabarun saka jari daban-daban daga Ingila, Amurka da Ostiraliya. Anyi waÉ—annan karatun ta hanyar amfani da dabarun saka hannun jari na tarihi, da kuma lokutan tarihi. Vanguard tayi amfani da fayil wanda ya kunshi kaso 40% da hannayen jari 60%.

Nazarin ya kwatanta yadda yaɗa yawan kuɗin saka hannun jari na X a kan abubuwan da ake biyan kowane wata, da kuma saka adadin X cikin kuɗi a dunƙule ɗaya.

  • A tsawon watanni 12 (lokuta), saka hannun jari guda É—aya ya fitar da dabarun kimanta farashin dala da kusan kashi 68%. Matsakaicin lokacin da ya zo gefe ya kasance 2.39%.
  • Binciken ya gano cewa a mafi yawan lokuta, tsarin dunkulewa ya fi kyau ga mai saka jari, musamman a kan dogon lokaci.
  • A tsakanin tazarar watanni 6, tsarin dunÆ™ule-tarin ya fi 64% na lokacin.
  • Lokacin da mai gabatarwa yayi nazarin sakamakon wata-wata na 36, ​​tsarin dunÆ™ule-tsalle ya doke tsadar dala wanda yakai kimanin kashi 92% na lokacin.

Ofaya daga cikin dalilan da ake tsammanin wannan shine lamarin shine cewa hannayen jari na fuskantar Æ™arancin ra'ayi na sama.  Yanzu, yayin da kuke sha a sakamakon wannan binciken buÉ—e ido, yana da mahimmanci a tuna cewa akwai yawancin masu saka hannun jari waÉ—anda kawai ba su da wannan kuÉ—aÉ—en da ke kwance.

Bari mu sanya shi ta wannan hanyar: Idan kuna son gina matsayin $ 20,000 a cikin hannun jari, tabbas ba zai zama da amfani a yi shi kai tsaye ba. Dogo da gajere shi ne cewa eh - bisa ka'ida, sanya duk kwancen jarin ku a cikin kwando lokaci guda an tabbatar da cewa ya fi fa'ida fiye da amfani da dabarun tsadar dala. 

Amma, wannan jayayya ba ta da mahimmanci a gare ku idan kawai ba ku da kuÉ—in siyan cikakken matsayi a cikin tafiya É—aya.

Ribobi da Fada na Tsadar Kudin Dala

Duk da cewa matsakaicin tsadar dala yana da kyau ga masu saka jari da yawa, yana da kyau a lura da cewa daidai yake da duk wani saka hannun jari ko ciniki dabaru - ba zai yi aiki a kowane yanayi na kuÉ—i ba.

Yin la'akari da hakan, mun haÉ—u da wadatar fa'idodi da fa'idodi na tsadar dala.

ribobi

  1. Babu matsala ko farashin hannun jari ya tashi ko faduwa tsakanin jarin ku. Ka sani tare da dabarun tsadar dala-dala cewa motsin zuciyar ka ba zai shigo ciki ba. An riga an ƙayyade ƙimar jarin ku da lokaci da kwanan wata da za ku saka hannun jari.
  2. Matsakaicin farashin Dala yana dakatar da lokacin kasuwa mara kyau. Bari kawai mu ce kun sayi hannayen jari na banki a tsakiyar shekarun kafin kasuwar kuɗi ta faɗi. Zai iya kasancewa lamarin ne idan da a ce kana da tsadar dala a matsakaita waɗancan mukamai, da an ba ka damar siyen hannun jari a ƙananan farashin kafin rushewa. Ta amfani da dabarun 'daidaitawa' 'yan shekaru kafin faduwar kasuwa, a matsayinka na mai saka jari zaka kasance.
  3. Kamar yadda muka tabo a baya, matsakaicin tsadar dala na iya zama kyakkyawar hanyar saka hannun jari lokacin da kasuwa ba tabbas ko maras tabbas ba. Ta hanyar daidaitawa, baku buƙatar damuwa da yawa game da ko kuna sanya shi daidai don mafi kyawun farashi.
  4. Ga waÉ—ancan mutanen da ke son saka hannun jari amma ba su da adadin kuÉ—i da za su saka a lokaci É—aya, matsakaicin tsadar dala yana da kyau. Misali, bari mu ce a cikin kyakkyawan duniya kuna son saka hannun jari $ 15,000 a cikin wani haja. Mutane da yawa ba su da $ 15,000 da za su rage. Wannan shine lokacin da daidaita tsadar dala ya shigo wasa. Idan anyi amfani dashi daidai, yana iya zama babbar hanya don gina matsayi ba tare da wata babbar hanyar farawa ba.

Kamar yadda yake da haske da duhu, inda akwai fa'ida, koyaushe za a sami cin nasara. Saboda haka, za mu bayyana mawuyacin halin da ke tattare da dabarun sa hannun dala.

fursunoni

  1. Idan kun shirya yin amfani da daidaiton tsadar dala, da kuma saka hannun jari a cikin hannun jari - wanda zai iya yin jayayya cewa wannan zai rage muku dukkan mahimman kuÉ—aÉ—en shiga. Misali, kuna iya sha'awar saka hannun jari $ 20,000 a cikin haja wacce take samarda kashi 4% duk shekara ($ 800). Wannan adadin yakai kwatankwacin $ 200.
  2. A wannan yanayin, ribar da kuka samu a farkon kwata zai zama 10% na adadin saka hannun jarin da kuke so. A taƙaice, idan da kun saka hannun jari a kan tsada-tsaka mai tsada, ƙarancin adadin rarar da kuka samu zai yi ƙasa da ƙasa.
  3. Idan ya zo ga manyan kasuwannin hada-hadar hannayen jari, farashin yakan karu ne a kan lokaci. Wannan na iya nufin cewa baza ku iya yin haka ba tare da tsadar dala-tsada akan lokaci mai tsayi. 
  4. A farkon matakin fadada farashin dala, wasu masu saka jari suna fuskantar abin da ya faru a masana'antar kamar 'jan kuɗi'. A taƙaice, wannan yana nufin yawan kuɗin da ke zaune a kan benci ba tare da samun ku da yawa ba a cikin hanyar dawowa.
  5. Misali na abin da ake kira jawo kuÉ—i shi ne wannan. Bari mu ce kuna raba $ 6,000 na saka hannun jari sama da sau shida kowane wata kuma fayil É—in ya kunshi 6% bond da 40% hannun jari. Bayan watanni 60, gaskiyar aikin kason ku shine 3% tsabar kudi, 50% bonds da 20% hannun jari. Thearin kuÉ—in kuÉ—i zai yi nauyi a kan dawowar ku.

Gabaɗaya, ƙarancin farashin tsadar dala ba su da kyau. Tabbas, siyan kaya sau da yawa yana yin daidai da kuɗin ciniki. Amma awannan zamanin, dillalai kamar eToro suna baka damar siyan hannun jari akan tsarin ba da hukuma. Wannan ya sa ya zama mafi sauƙi ga masu saka jari tare da tsauraran kasafin kuɗi.

Abu mai mahimmanci, zaku sami damar tsoma ciki da fita daga kasuwa da haÉ—arin da ke tattare da shi - kamar yadda kuke saye a cikin dogon lokaci.

Matsakaicin Tsadar Dala: Amfani da KuÉ—aÉ—en Juna

An ce cewa ba-loda kuɗin haɗin gwiwa yana ɗaya daga cikin mafi kyawun motocin saka hannun jari akwai idan ya kasance batun tsadar dala. Sau da yawa ana sayan kuɗi tare da siyarwa tare da cajin-cajin-cajin akan kasuwancin mutum, don haka ya zama cikakke don ƙimar.

Maimakon kuɗin kwamiti, masu saka hannun jari suna biyan kuɗin gudummawar a cikin tsayayyen kaso. Wannan kaso da gaske yana cin wannan adadin na saka hannun jari - shin yana da $ 300 ko kuma dala 3,000. Ganin tare da ciniki a kan tsarin DIY, kowane cinikin mutum yawanci yakan zo tare da ƙimar kwamiti mai faɗi. Anan fa'idodin daidaitaccen kashi a bayyane yake a bayyane.

  • Misali, bari mu dauka cewa ka biya biyan kadan-kadan ga asusun junan ku wanda ya kai $ 300.
  • Asusun haÉ—in gwiwar, a wannan yanayin, yana É—aukar nauyin rarar kuÉ—i na tushen tushe 20.
  • Kuna biyan kuÉ—in $ 0.60 wanda yake 0.2%.
  • Dangane da jarin kuÉ—in dunÆ™ule $ 3,000 a cikin wannan asusu, kuna biya $ 6 (0.2%).
  • Kamar yadda kake gani, ba komai nawa kuka kashe - yawan kaso ya ci gaba.

Yanzu, bari mu ce kun sanya hannun jari na $ 50 ta hanyar dillalin da ke cajin kwamiti na $ 20 akan kowane ciniki. Wannan yayi daidai da farashin 40%. Sa hannun jari na $ 500 zai ƙunshi kuɗin $ 20, ko 4%.

Idan ya zo ga dillalin rangwamen kan layi, suna da tsada. Wannan na iya zama kusa da alamar $ 5 don kowane ma'amala ko ciniki. Amma - kuma kamar yadda aka ambata a baya, eToro yana ba da hannun jari a farashin kwamiti na $ 0. Ta hanyar ma'ana, ba a ɗora nauyin kuɗi ɗaya ba tare da biyan kuɗin ma'amala ba. Bugu da ƙari, akwai sauƙin samun dama ga masu saka hannun jari na duk matakan ƙwarewa, da ƙananan buƙatun saka hannun jari.

Lura: Idan kun saita shirin tsara tsada na dala, in ba haka ba ana kiran shirin ba da gudummawa ta atomatik yawancin kuɗi na juna za su yasar da mafi ƙarancin buƙatun a wurin.

Wani abin da za a yi la'akari shi ne ETFs (kuɗin musayar musayar) ko ƙididdigar kuɗi idan kuka rage farashinku har ma da ƙari. Yana da mahimmanci a lura cewa ba a sarrafa su sosai, kodayake. Wannan yana nufin cewa babu wasu kudaden gudanarwar da zasu damu. Koyaya, an sanya su don yin aikin aikin takamaiman fihirisar.

Yadda ake Sanin idan Tsadar tsadar Dala ya kasance a gare ku

Ainihi akwai hanyoyi 4 don ku sayi haja.

  • Sanya Æ™imar kuÉ—i daidai a tazarar da aka Æ™ayyade (watau kowane wata)
  • Idan kuna da babban kasafin kuÉ—i, kuna iya saka hannun jari mai yawa a cikin biyan É—aya.
  • Sayi adadin adadin hannun jari a cikin tazarar da aka Æ™ayyade. Wannan yana da amfani ga wasu dabarun 'zaÉ“uÉ“É“uka' saboda yawanci kwangila ce ta hannun jari dari.
  • Idan kayi la'akari da kanka masanin mai saka jari ne, zaka iya saka hannun jari a duk lokacin da ka ga dama. Idan kuna farawa ne kawai, ana ba da shawara mai Æ™arfi cewa ku kiyaye motsin zuciyar ku a cikin duba kuma mafi mahimmanci, yi shirin ku tsaya a kai.

Dogaro da yanayin kanka, duk hanyoyin guda huÉ—u na iya aiki da kyau. Yana da kyau a tuna cewa a cikin rashin tabbas ko kasuwa mai canzawa, matsakaicin tsadar dala na iya zama dabarun saka jari na hikima. Wannan lamarin musamman idan baku da babban kasafin kuÉ—i don farawa, kuma kun damu da haja masu tsada.

Matsakaicin Tsadar Dala: Menene Sakamakon?

An yi amfani dashi azaman ɓangare na dabarun dogon lokaci, ƙimar tsadar dala babbar hanya ce mai kyau ta saka hannun jari. Mafi yawan hannun jarin da kuka siya, babban fayil ɗinku yana ƙaruwa. Kuma, mafi yawan hannun jarin da kuka siya lokacin da farashin yayi ƙasa, mafi girman raguwa a cikin matsakaicin farashin hannun jari ya wuce lokaci.

Wani babban garabasar idan akazo maganar tsadar dala shine, hakika, gaskiyar farashin da lokacin jarin ku an tsara su. Don haka, ba kwa buƙatar damuwa game da ko kasuwar tana canzawa ko a'a. Kai tsaye zaka sayi haja ko ta yaya kuma a ƙayyadadden farashin.

A kan wannan, kamar yadda muka rufe a wannan shafin, ƙaddamar da tsadar dala babbar hanya ce ga sababbin masu saka hannun jari don sannu a hankali a kan jaka kuma sannu a hankali su gina arzikinsu. Gaskiyar cewa ba kwa buƙatar farawa tare da dunƙulen jimla alama ce mai ban sha'awa ga yawancin sababbin masu saka jari.

Taya Zan Iya Fara Matsakaicin Tsadar Dala?

Tare da ɗan bincike, farawa da Matsakaicin tsadar dala na iya zama mai sauƙi. Mafi yawan kamfanoni masu kulla yarjejeniya suna sanya tsarin kasuwanci cikin sauki. Yawancin masu kulla yarjejeniya zasuyi aiki tare da kai don saita tsarin kasuwancin ka na atomatik, gami da sayan ta atomatik a madadin ka a lokaci-lokaci.

Idan dillalin kan layi da kuka zaba, ko kun riga kun kasance tare, ba ya ba da shirin ciniki na atomatik - har yanzu suna iya yin hakan. Amma, kawai kuna buƙatar saita sayan akan tsayayyen jadawalin. Misali, kowace Litinin, ko ranar ciniki ta farko a kowane wata.

Idan yanayinku ya canza, kuna iya dakatar da kowane saka jari kai tsaye. Ba za mu ba da shawarar yin wannan ba daga tashin farashin farashin kaya da tsoron kasuwa. Bayan duk wannan, ra'ayin shine saka hannun jari akai-akai kuma kasuwannin sune damar ku don samun riba.

Babban faɗi idan ya zo saka hannun jari ta hanyar shirin kasuwanci na atomatik shine a koya wa mai siyarwar ku ta atomatik sake saka duk wani ribar da kuka samu daga kuɗi da hannun jari. Wannan ita ce hanyar da aka gwada kuma aka gwada muku don sannu a hankali don haɓaka fa'idodin ku, tare da ba ku damar ci gaba da siyan ƙarin kadarori a kan hanya.

Mafi kyawun Dillali don Tsarin Tsarin Tsada na Dala a 2023

Idan kanaso fara tsarin dabarun tsadar dala a yau, kuna buƙatar dillali wanda ya sadu da ma'auni biyu masu mahimmanci:

  • Kudade da kwamitocin ba su da yawa
  • Kuna da wadataccen zaÉ“i idan ya zo ga rarar hannun jari

A wannan yanayin, mu a Kasuwancin Koyi na 2 zai yi jayayya cewa eToro shine mafi kyawun dillali kan layi don wannan dalili. Ga dalilin:

 

Don ƙare

Idan kuna cikin halin kuɗi don yin hakan, muna ba da shawara saka hannun jari kuɗaɗe don mafi kyawun riba. Koyaya, ba gaskiya bane a ɗauka kowa yana da damar yin wannan. Idan ba za ku iya biyan kuɗi mai yawa ba, kada ku karai - ƙimar farashin dala babbar hanya ce a gare ku don yin sa hannun jari mai ma'ana a cikin hajar da kuke sha'awar.

Wannan zai kasance na wani lokaci wanda ya dace da tsarin saka hannun jarin ku - da kuma tsarin kuɗin ku. Yawancin masu saka jari masu amfani da tsadar dala suna zaɓar tazarar sau ɗaya kowane sati 2, ko kowane wata. Wannan wataƙila ƙasa da shi kasancewarsa amintaccen tsari kuma mafi ƙarancin lokacin albashi ko lokacin biyan kuɗi.

Ofaya daga cikin kyawawan abubuwa game da ƙimar farashin dala shine rage tasirin tasirin farashin hannun jari. Ba tare da ambaton ba, ba mutane masu ƙarancin kuɗi damar saka hannun jari a cikin abubuwan da aka sanya su. Kuma kasan layin? Hanya ce mafi kyau don haɓaka jakar kuɗin ku, ba tare da la'akari da wace alkiblar da kasuwa ke tafiya ba.

Kawai ka tabbata kana da tsarin saka hannun jari na tsari, kuma cewa ka tsaya kan wannan shirin a tsawon lokaci. Kuma ku tuna, shirya farashin da aka ƙaddara wanda ya dace a gare ku. Bayan duk wannan, abu na ƙarshe da kake so shine kayi tuntuɓe kuma ka fuskanci rashin zabi sai dai soke biyan kuɗi da kuma sake zagayowar (da tsarin saka hannun jari).

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FAQ

Shin tashi ko faduwa a kasuwa zai shafi sa hannun jari na tsadar dala?

Wannan ya dogara da ko kuna da dabaru a wurin. Misali, idan ka shirya tare da dillalinka don saka jadawalin adadin kudi a wani lokacin da aka kayyade, dillalinka zai tabbatar da cewa kai tsaye ka sayi wani kaso mafi girma na hannun jari lokacin da kasuwa ke kasa, kuma kasa lokacin da ya tashi.

Shin zan iya saka hannun jari yau da kullun ta hanyar amfani da tsadar dala?

Ee. Matsakaicin farashin Dala yana da sassauƙa sosai. Kuna iya saka hannun jari kowace rana, mako-mako, kowane wata, kowane wata ko kowace shekara. Ya rage naku duka kuma ya dogara da salon saka hannunku da kuma yanayin kuɗ inku.

Shin zan iya saka hannun jari cikin hada-hadar kudi ta hanyar biyan dala?

Ee, zaka iya. A zahiri, suna yabawa junan su sosai saboda ƙarancin kuɗaɗen hukumar da aka ɗora daga asusun kuɗi.

Shin ina buƙatar samun goguwar shekaru don amfani da tsadar dala don haɓaka jarin saka hannun jari?

A'a, ba ku. Ikon samun damar yin kananan kudade na wata-wata tare da biyan tsadar dala zai iya zama kyakkyawa ga masu saka jari a sabon yanayi da kuma yanayin da suke da shi na atomatik kuma hakan yana taimakawa.

Ba ni da makudan kuÉ—i don saka hannun jari, shin zan iya saka hannun jari ta hanyar matsakaicin tsadar dala?

Ee, zaka iya. A zahiri, ɗayan mafi kyawu game da ƙimar tsadar dala shine ikon iya saka jarin kuɗi mai yawa na wani lokaci. Wannan yana nufin ba lallai ne ku sami adadi mai yawa a lokaci ɗaya ba.