What is Decentralized Finance? Ultimate Guide on DeFi Platforms

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Decentralized finance is one of the emerging markets that is expected to have a substantial impact on the current financial landscape. It has the ability to shift the structure of existing banking systems and how they operate in the future. 

The term DeFi encompasses a whole new ecosystem of financial services that operate without any intermediaries – such as banks or clearing divisions. Instead, these platforms are powered by smart contracts. 

Sa treoir seo, déanfaimid breathnú níos géire ar conas is féidir le DeFi an spás airgeadais a athrú mar is eol dúinn é. Clúdóimid freisin gnéithe cuid de na apps DeFi is rathúla ar féidir leat triail a bhaint astu inniu. 

 

 

 

Cad is Airgeadas Díláraithe ann?

Tá Airgeadas Díláraithe, nó 'DeFi' i mbeagán focal, ar cheann de na hearnálacha atá ag fás go tapa sa spás crypto. Is é an sprioc atá aige ná seirbhísí airgeadais traidisiúnta a athchruthú ar bhealach díláraithe - ag baint úsáide as blockchain agus conarthaí cliste. 

Mar shampla, inniu, is féidir leat teacht ar réitigh maoinithe díláraithe a cheadaíonn iasachtú agus iasacht ó phiaraí gan aon idirghabhálaí a bheith agat - a bhuíochas leis an bprótacal blockchain. 

Imagine taking a mortgage without having to go through a bank or without submitting yourself for any credit checks. Instead, you can simply find a person from any part of the world willing to lend you money – through a global decentralized app (dApps). 

Unlike traditional centralized financial services, DeFi provides a permissionless, censorship-free, and open course framework. 

Is é cuspóir DeFi na seirbhísí céanna a sholáthar agus a dhéantar le gnáthchórais airgeadais – ach ar bhealach níos simplí, trédhearcach agus domhanda. Ligeann sé seo duit idirbhearta airgeadais níos saoire agus níos tapúla a éascú gan aon pháipéarachas nó íosmhéideanna idirbhearta - mar aon le buntáistí breise cuntasachta agus trédhearcachta iomlán.

How Does Decentralized Finance Work?

The majority of DeFi projects are built on smart contract blockchains – such as the likes of Ethereum. For those unaware, ‘smart contracts’ are irrevocable computer programs deployed on a blockchain – which executes when a set of predefined instructions are met. 

Ligeann na conarthaí cliste seo d’fhorbróirí níos mó feidhmiúlachtaí a thabhairt isteach chuig aipeanna díláraithe. Ina theannta sin, bíonn tionscadail DeFi ag brath go mór ar bhoinn chobhsaí mar Tether agus USDC, toisc nach bhfuil sé praiticiúil conarthaí a chruthú le haghaidh seirbhísí airgeadais in criptéir luaineacha eile. 

Differences between DeFi and Traditional Financial Services

At its forefront, DeFi dApps have some distinctive features that make them more attractive compared to conventional financial institutions. 

• Financial operations on these DeFi platforms are not managed by a central body. Instead, these functions are based on a set of rules written in smart contracts. 
• Once these codes are deployed, DeFi apps can run themselves without needing much human intervention. The only need is for developers to ensure that the program runs smoothly – performing maintenance and fixing any bugs. 
• Tá an cód a úsáidtear chun ardáin DeFi a thógáil inrochtana do dhuine ar bith ar an blockchain chun iniúchadh a dhéanamh. Cuireann sé seo lena thrédhearcacht, ag cur le caidreamh iontaofa a chothú le custaiméirí. 
• Tá gach idirbheart ar DeFi inrochtana go poiblí. Mar sin féin, tá ainm bhréige ag baint le hainmneacha – ionas go gcosnófar d’aitheantas. 
• dApps are global, giving you access to the same services regardless of your location. Although local regulations will apply based on jurisdictions, a majority of apps are available to anyone via an internet connection. 
• Perhaps, the most appealing aspect of DeFi is that it is permissionless to a chruthú chomh maith le páirt a ghlacadh isteach 
• I gcodarsnacht lom le córais airgeadais an lae inniu, ní gá duit dul trí gheataí. Beidh tú ag idirghníomhú go díreach le conarthaí cliste trí sparán digiteach. 

Chomh maith leis na tréithe thuas, is féidir le DeFi eispéireas solúbtha úsáideora a thairiscint duit freisin. Trí chonarthaí cliste is féidir leat comhéadan tríú páirtí a fhorbairt nó ceann de do chuid féin a thógáil. 

Consider DeFi as an open, global alternative to every financial service available to use today – from loans, savings accounts, insurance funds, and more. 

Cad iad na Cásanna Úsáide Coitianta de DeFi?

Ón méid atá feicthe againn, tá an cumas ag DeFi cur isteach ar an spás airgeadais trí líne táirgí agus seirbhísí nua a dhearadh. 

Ar ndóigh, tá an teicneolaíocht fós ina luathchéimeanna forbartha - ach tá gealltanas mór á léiriú aici i mbeagnach gach gné. Tá apps DeFi ag athrú cheana féin conas a láimhseálann agus a bhainistíonn daoine a gcuid sócmhainní. 

Seo cuid de na cásanna úsáide is suntasaí de DeFi:

• Ardáin iasachtaithe agus iasachtaí a oscailt
• Malartuithe díláraithe
• Árachas díláraithe
• Trading derivatives
• Sócmhainní a ghealladh

Na Feidhmchláir Airgeadais Díláraithe is Fearr  

Are you intrigued with the whole concept of decentralized finance? If so, there are a number of popular DeFi dApps that you can try today. All you need is a cryptocurrency wallet to get started! 

1. Nexo – Instant Cryptocurrency Lending and Staking 

Nexo Is ardán airgeadais díláraithe é a thugann rochtain duit ar iasachtaí cripte toirt, chomh maith le ligean duit ús a thuilleamh ar do shócmhainní digiteacha. 

This blockchain company – launched in 2017 – is 100% automated. Meaning, you can deposit your assets, withdraw loans, and pay them back all on your own. 

As a global platform, Nexo offers its services in over 40 fiat currencies and serves in more than 200 jurisdictions. 

Comhartha NEXO 

Nexo has come up with a reward system for its customers, devised through the utilities of its NEXO token. 

Owning a NEXO token can give you access to the following benefits on the platform:

• The NEXO Token is the world’s first complaint coin that pays 30% of its profits as dividends to holders. 
• Ligeann NEXO Tokens duit ráta úis 25% níos airde a fháil ar na sócmhainní i do chuntas coigiltis Nexo. 
• These tokens enable you to receive up to a 50% discount on the accrued interest on your crypto loans. 

Is féidir Comharthaí NEXO a cheannach ag ardán Nexo nó ag ceann de go leor malartuithe cryptocurrency tacaithe. Tabhair faoi deara, chun go mbeidh rochtain agat ar na tairbhí seo, ní mór na comharthaí atá agat a choinneáil i sparán digiteach Nexo. 

Nexo Products

Seo cuid de na táirgí is suntasaí de chuid Nexo:

Instant Crypto Loans

Le Nexo, is féidir leat rochtain a fháil ar iasachtaí criptithe ar an toirt - gan ort úinéireacht na sócmhainní a thabhairt suas. Féadfaidh an chomhthaobhacht a sholáthraíonn tú a bheith i bhfoirm cryptocurrencies cosúil le Bitcoin, Ethereum, nó boinn chobhsaí.

The process is entirely automated and secure. All you need to do is deposit the supported assets into your Nexo wallet. A credit line will become instantly available to you – without you having to complete any credit checks. How much you can borrow will depend on the value of your assets. 

You can choose to withdraw the cash or stable coins to your personal account or Nexo debit card. You will be liable to pay interest only on the cash you withdraw.  There is no fixed repayment period for crypto loans on Nexo. You can open as many as you want, for a duration of up to one year. The interest rates start at 5.9%. 

Earn Interest on your Investments 

Tairgeann Nexo cuntas coigiltis cryptocurrency, áit ar féidir leat ús a thuilleamh ar stáblaí, sócmhainní cripte, chomh maith le roinnt airgeadraí fiat - mar EUR, GBP, agus USD. 

The interest you receive is based on the type of asset you deposit, as well as the number of NEXO tokens you own. This will be paid to you every 24 hours. Currently, the interest rates vary from 5% to 10%. 

Ina theannta sin - Má tá níos mó ná 10% de do shócmhainní iomlána i do phunann Nexo ar na Comharthaí NEXO atá agat, is féidir leat bónas úis breise 2% a fháil. 

Cárta Nexo 

Global payment cards are another application of DeFi that gives you worldwide access to your credit line. This way – there is no need for you to withdraw your loan to a private account. Instead, you can load it directly to the Nexo card and start using it right away. 

Malartú 

Nexo has also launched a decentralized exchange that allows you to swap over 100 cryptocurrency and fiat pairs. 

táillí

Nexo does not charge you any fees to access its services, except for the interest rates on your crypto loans. 

Sábháilteacht 

There is a reason why Nexo is a well-rounded and often preferred option among decentralized financial platforms. The team has gone to great lengths to ensure that there is no stone unturned when it comes to safety. 

Is ardán coimeádta rialaithe é Nexo a thairgeann seirbhísí sparán trína chomhpháirtí fadtéarmach - BitGo. Soláthraíonn an chuideachta Nexo le fuarstóráil, boghtaí aicme III, chomh maith le clár deimhnithe coimeádta. 

In addition, Nexo also works with Ledger Vault to ensure the safety of your assets on the platform. Combined with these, Nexo’s services are currently covered with an insurance of $375 million. 

Ar an iomlán, cuireann Nexo deis inchreidte ar fáil d'infheisteoirí fadtéarmacha atá ag iarraidh a gcuid sócmhainní criptí a ghiaráil chun saibhreas a thógáil. Mar mhalairt air sin, gheobhaidh tú rochtain ar bhealach sábháilte agus árachaithe chun ardús a thuilleamh ar do shócmhainní díomhaoin. 

2. BlockFi – Iasachtaí Crypto-Tacaithe agus Cuntais Úis

Is réiteach DeFi eile é BlockFi a ligeann duit do chuid infheistíochtaí cryptocurrency a fhás. Bunaithe go déanach in 2017, soláthraíonn an chuideachta seo atá bunaithe i SAM seirbhísí airgeadais do dhaoine aonair agus do ghnólachtaí ar fud an domhain. 

Its main offering includes interest-earning savings accounts, low-cost loans, and trádáil cryptocurrency seirbhísí gan aon chostas breise. Tá go leor ainmneacha aitheanta sa spás crypto ag tacú leis an gcuideachta - lena n-áirítear Coinbase, SoFi, agus go leor eile. 

Táirgí BlockFi

Seo cuid de na táirgí is suntasaí de chuid BlockFi:

BlockFi Interest Account 

Similar to Nexo, BlockFi also allows you to earn interest on your cryptocurrency holdings. The maximum interest rate you can earn is 8.6% APY – which is accrued daily but credited to you on a monthly basis. 

Sa inneall, tugann BlockFi do chistí cripte ar iasacht d'iasachtaithe corparáideacha agus do dhaoine aonair. Bailíonn an t-ardán leasanna ansin - rud a íocann sé, ar a seal, le húsáideoirí. Níl aon éarlais íosta nó iarmhéid riachtanach chun ús iolraithe a thuilleamh. 

BlockFi Loans

Ligeann BlockFi freisin dá úsáideoirí cryptocurrencies a thaisceadh mar chomhthaobhacht. Ligeann sé seo duit oiread agus 50% de luach na comhthaobhachta a fháil ar iasacht i ndollair SAM. Is féidir leat rochtain a fháil ar airgead tirim gan gá do shócmhainní digiteacha a dhíol nó iad a thrádáil. 

However, the process is not entirely automated. In order to gain access to loans, you will first have to complete a KYC/AML process for identity verification purposes. Once you apply for a loan, The BlockFi team will review your application and give you a response within one business day. 

The loan, if approved, will arrive in your BlockFi account within a few hours. The loan offer will include all important information including details of how the amount was calculated. 

The interest rates on your loan will be calculated based on your credit score, loan amount, and location – which can be as low as 4.5%. 

No Fee Crypto Trading Services

Finally, BlockFi provides trading services without charging you any extra fees. BlockFi’s dedicated exchange allows you to buy, sell and swap cryptocurrencies instantly. The trades are executed immediately, and the digital assets will be reflected in your BlockFi interest account – ready for interest accrual. 

Táillí BlockFi

Chomh maith le rátaí úis, gearrann BlockFi táille tionscnaimh 2% ort freisin ar do chuid iasachtaí criptithe. Tá táille aistarraingthe ann freisin a athraíonn ag brath ar an mbonn digiteach a bhfuil tú ag tarraingt siar. 

Sábháilteacht BlockFi 

BlockFi assets are held by the Gemini Trust Company, which also runs one of the largest cryptocurrency exchanges and is regulated by the New York Department of Financial Services. It keeps 95% of assets in cold storage and the rest in hot wallets which are insured by Aeon. 

However, in May 2020, BlockFi experienced a security breach. Although no funds or assets were stolen, the personal information of some users was compromised. The platform also has a few new features lined up, such as a Bitcoin rewards Credit Card.  

To conclude, BlockFi presents itself as a great alternative for traditional financial services. The platform is transparent about how it uses your deposits – by lending it only to established borrowers. However, you will note that the platform supports only ten cryptocurrencies at present – which might put you at a disadvantage. 

3. Crypto.com – Ardán Cryptocurrency Siopa Ilfhreastail

Crypto.com is a well-established cryptocurrency platform that was founded in 2016. It permits you to store, transfer, and exchange over 90+ cryptocurrencies and over 20 fiat currencies.

Ina theannta sin, is féidir leat ús a thuilleamh freisin ar do shealúchais sócmhainní digiteacha agus cuireann an t-ardán bealach éasca ar fáil chun airgead a fháil ar iasacht ag baint úsáide as crypto mar do chomhthaobhacht. 

Comhartha CRO 

Following the path of many DeFi platforms out there, Crypto.com has also launched a native token that powers its ecosystem. Known as the CRO Token, it offers different levels of utility across the platform. 

Similar to Nexo, Crypto.com also has a tier-based user account system – depending on the number of CRO Tokens you hold. The more you have in possession, the better benefits you will be able to access.

D'fhorbair an t-ardán DeFi seo an Slabhra Crypto.com, ar blockchain poiblí é a chuireann ar chumas idirbhearta le táillí íosta. Roinntear táirgí an tsoláthraí DeFi i dtrí chatagóir éagsúla – trádáil, íocaíochtaí agus seirbhísí airgeadais. 

Táirgí Crypto.com

Seo cuid de na táirgí is suntasaí de chuid Crypto.com:

Tuilleamh Crypto 

Cuireann an ghné Crypto Earn ar do chumas do shócmhainní digiteacha a fhás trí ús a fhabhrú orthu. Faoi láthair cuireann an t-ardán tacaíocht ar fáil do níos mó ná 30 cryptocurrencies agus boinn chobhsaí mar mhodh taisce. 

Faoi láthair, tá trí rogha téarma sealbhaíochta ann – téarma seasta aon mhí amháin, téarma seasta trí mhí, agus téarma sealbhaíochta solúbtha. 

Braithfidh an t-ús a gheobhaidh tú ar chúinsí éagsúla – idir an tsócmhainn atá á taisceadh agat, an méid Comharthaí CRO atá geallta agat, chomh maith le fad an ghabháltais. Mar is féidir leat a shamhlú, má tá níos mó Comharthaí CRO agat - beidh tú in ann rátaí úis níos airde a fháil. 

Currently, the annual interest rates vary from 1% to a maximum of 8.5%. The interest will be calculated every 24 hours and will be deposited into your account every seven days. 

Creidmheas Crypto 

Crypto.com also allows you to monetize your digital assets without having to relinquish your ownership of them. This is achieved through credit lines backed by cryptocurrencies. 

Is féidir leat suas le 50% de luach do shócmhainní digiteacha a fháil ar iasacht - trí cheann de na 12 cripteagrún tacaithe ar an ardán a chomhthaobhú. Tá tú i gceannas freisin nuair is mian leat an iasacht a íoc ar ais - mar níl aon sceideal seasta le haghaidh aisíocaíochta. 

Is é 8% an t-íosráta a ghearrtar agus féadfaidh sé dul níos airde ag brath ar do chomhthaobhacht. Féadfaidh tú leas a bhaint as rátaí úis bliantúla níos ísle freisin má tá Comharthaí CRO i gceist agat. 

Cárta Víosa Crypto.com

Is cárta réamhíoctha é seo a fheidhmíonn mar an gcéanna le cárta dochair bainc. In ionad nascadh le do chuntas bainc, beidh an cárta Visa nasctha le Crypto.com. Is féidir leat do chuntas a bhreisiú trí úsáid a bhaint as cártaí dochair/creidmheasa, aistrithe bainc, nó cryptocurrencies. 

Tá raon cártaí éagsúla ar féidir leat a ordú. Tugann sé seo rochtain duit ar chóras luaíochta bunaithe ar an líon Comharthaí CRO atá agat. 

Pá Crypto.com 

Another interesting product offered by Crypto.com is the mobile QR code payment solution. This is a service primarily for merchants – allowing them to add a cryptocurrency payment method to their platforms. 

Malartú Crypto.com

Tá ardán cryptocurrency ag Crypto.com freisin a chuireann ar chumas sócmhainní digiteacha a mhalartú go héasca. Tugann an t-ardán tacaíocht do thrádáil ar an láthair, trádáil corrlaigh, chomh maith le trádáil díorthach. 

Táillí Crypto.com

Tá struchtúr táillí trádála casta ag an ardán bunaithe ar tháillí déantóirí agus glacadóirí - ag brath ar do mhéid 30 lá. Seachas sin, beidh ort freisin táille a tharraingt siar a íoc, atá bunaithe ar an cryptocurrency faoi seach. 

Sábháilteacht Crypto.com 

This DeFi platform is based in Hong Kong and has partnered with Ledger Vault for the protection of your digital assets. If you are a US resident, your funds are also insured by the FDIC, up to $250,000. 

To sum up, Crypto.com gives you access to a variety of products and services that can cover all your cryptocurrency needs. However, there is little to no desktop platform access. Almost all operations are carried out through its mobile app. While some might find it as the easier alternative, others may view this as a drawback. 

4. Celsius – Cryptocurrency Interest Platform 

Celsius Network is a DeFi platform that grants you up to 17.78% interest on your crypto assets annually. The company was founded in 2017 and is based in the US.

As with the other platforms on this list, Celsius primarily focuses on cryptocurrency interest accounts and instant crypto-backed lending services. 

Comharthaí CEL

Comhartha dúchais Celsius – tá roinnt fóntais phleanáilte ag CEL laistigh d’éiceachóras an ardáin. Mar shampla, féadann sé tosaíocht a thabhairt duit le haghaidh iasachtaí, rochtain a thabhairt duit ar rátaí tuillimh níos fearr, rátaí iasachta laghdaithe, chomh maith le tacaíocht préimhe. 

Déanann Celsius a chuid úsáideoirí a chatagóiriú i gceithre leibhéal dílseachta éagsúla – bunaithe ar do shealúchais CEL. Tá ceithre shraith éagsúla ann, gach ceann acu ag tairiscint rátaí luaíochta ardaitheacha duit. 

Táirgí Celsius 

Here are some of Celsius’s most notable products:

Tuilleamh Crypto 

Staking crypto on Celcius can give you access to higher interest returns on your assets. You can simply transfer your digital coins to the Celsius wallet to start earning rewards almost immediately. 

Ríomhtar na híocaíochtaí úis iarbhír go seachtainiúil gach Aoine agus cuirtear i dtaisce i do chuntas gach Luan. Níl aon téarma seasta ann do na taiscí seo, agus tá cead agat do phríomhshuim agus ús a tharraingt siar aon uair is mian leat. 

Mar a luadh cheana, is féidir leat a fháil chomh hard le 17.78% in aghaidh na bliana - ós rud é go bhfuil go leor sealúchais CEL agat ar an ardán. 

Borrow Crypto 

Is feidhmiúlacht eile é iasachtú cripte-airgeadra atá déanta níos éasca ag Celsius. Má tá aon cryptocurrencies leat, is féidir leat iad a úsáid mar chomhthaobhacht chun iasacht a fháil - i bhfoirm airgead tirim nó boinn eile. 

Ag brath ar an gciseal dílseachta lena mbaineann tú, d’fhéadfadh an t-ús ar d’iasacht dul chomh híseal le 1%. Tá an próiseas iomlán uathoibrithe agus is féidir é a chomhlánú gan aon seiceálacha creidmheasa. 

The term lengths of the loan can be anywhere between six months and 3 years. The platform currently offers crypto-backed loans against 25 cryptocurrencies. 

CelPay

Is córas íocaíochta é CelPay a ligeann duit cryptocurrencies a sheoladh chuig aon duine - fiú iad siúd nach bhfuil sparán criptithe acu. Ginfidh an aip nasc a thabharfaidh rochtain don fhaighteoir ar sparán CelPay a choinníonn na boinn a sheol tú. 

Níl uait ach a sonraí teagmhála, mar sheoladh ríomhphoist nó uimhir theileafóin, chun iad a chur ar an eolas faoin idirbheart. 

Celsius Fees

Níl aon táillí ar Celsius i ndáiríre - ní i dtéarmaí táillí aistarraingthe, táillí tionscnaimh, nó táillí taisce. Déanfar an t-ús a thaisceadh go díreach isteach i do chuntas – rud a ligfidh do do chaipiteal cumaisc le himeacht ama. Ní gá duit ach a bheith buartha faoi na haisíocaíochtaí iasachta – má úsáideann tú Celsius chun airgead a fháil ar iasacht.  

Sábháilteacht Celsius 

Is ardán coimeádta é Celsius – rud a chiallaíonn go nglacann sé do shócmhainní digiteacha lena gcoimeád slán. É sin ráite, ar eagla go dtarlaíonn aon damáiste, éilíonn an chuideachta go n-úsáidfidh sí a clár comhardaithe chun caillteanais a chlúdach. Ina theannta sin, soláthraíonn Foreblocks agus PrimeTrust árachas freisin do shócmhainní digiteacha a choinnítear ar an ardán. 

Overall, Celsius is an extremely successful cryptocurrency lending platform. Although it might not have the savvy features as the other platforms listed here – what it offers is notable. 

5. Gemini – Decentralized Cryptocurrency Exchange 

Gemini is a cryptocurrency exchange best-known for being founded by the Winklevoss twins. The company has a great reputation for compliance and security with American regulatory bodies. 

Bunaithe in 2015, cuireann Gemini rochtain ar níos mó ná 26 bonn agus comhartha digiteach do thrádálaithe cryptocurrency agus d'infheisteoirí. Mar sin féin, in ionad a bheith ag iarraidh rialáil a sheachaint, chinn an t-ardán glacadh leis - rud a chuir chun tosaigh é ar a chuid iomaitheoirí. 

GUSD

Gemini has its very own stable coin – called the Gemini Dollar, or the GUSD. It is convertible to exactly $1, meaning it is a 1:1 USD-backed coin. 

Is comhartha lán-ríomhchláraithe é, is féidir a chruthú nó a mhalartú ar ardán Gemini. 

Táirgí Cúpla 

Here are some of Gemini’s most notable products:

Malartú Cúpla

Gemini is primarily a cryptocurrency exchange. It is impressively beginner-friendly and allows you to buy and sell crypto instantly at the market rate.  There is also an ‘Automatic Buy’ feature that lets you schedule your crypto purchases. 

For more experienced investors, Gemini also has a professional ardán trádála ar a dtugtar ActiveTrader. Tagann sé luchtaithe le gnéithe cosúil le cairteacha candlestick agus cineálacha éagsúla ordaithe. 

Gemini a thuilleamh 

Gemini Earn allows you to get up to 7.4% returns on your cryptocurrency deposits. The interest is paid daily and is directly added to your Gemini Earn account – meaning you have the ability to benefit from compounding growth. 

Gemini Pay 

Gemini Pay is a mobile app that allows you to purchase items online using cryptocurrencies. The platform is in the process of adding more retailers in order to expand the utility of the app. You can also use the app to make payments with GUSD. Gemini Pay does not charge you any additional fees to process transactions. 

Táillí Gemini

Beidh ar thrádálaithe ar an malartán táille áise 0.50% a íoc ar gach idirbheart. Tá sé seo sa bhreis ar choimisiún trádála, atá socraithe ag 1.49% ar a laghad. Faigheann trádálaithe chun cinn margadh níos fearr ag 0.35% in aghaidh na trádála. 

Gemini Safety 

Mar Chuideachta Iontaobhais Nua-Eabhrac cláraithe, taispeánann Gemini neart deimhnithe slándála. Tá an gnólacht faoi réir rialacháin cibearshlándála – arna leagan síos ag an DFS. Is é freisin an chéad chaomhnóir ar domhan a chríochnaigh scrúduithe Cineál 1 SOC 2 agus SOC 2, mar aon le deimhniú ISO 27001. 

Is cinnte go soláthraíonn Gemini slándáil agus comhlíonadh den scoth, go háirithe do chustaiméirí SAM. Cé go bhféadfadh táillí a bheith ar an taobh is airde – b’fhéidir gurbh fhiú é a chur san áireamh go bhfuil an t-ardán lán le gnéithe agus go dtugann sé cosaint níos fearr do do chistí. 

Rioscaí Aipeanna Díláraithe 

As with any financial instrument, there are some risks involved with the crypto industry and in association – with DeFi as well. Direct access to capital makes it a target for security threats. 

That said, the DeFi industry is well aware of the risks and is working towards developing apps that can overcome these challenges. For instance, DeFi applications could benefit from more comprehensive checks to ensure that transactions are processed to the correct addresses. This will offer an additional layer of trust among customers.

 

San am a chuaigh thart, bhí tionscadail DeFi ina spriocanna maidir le sáruithe slándála – rud a leagann béim ar an ngá atá le sábháilteacht sa tionscal atá ag dul i méid. Tar éis an tsaoil, ní rialaítear ach codán de na hardáin atá ann cheana féin. Beidh gá méadaitheach le comhlíonadh de réir mar a fhásann an earnáil. 

Níos tábhachtaí fós, ós rud é go bhfuil na córais DeFi fós á bhforbairt, tá an baol ann i gcónaí go dteipfidh orthu. Mar sin féin, tá ardáin agus cuideachtaí ag obair go dian chun na céimeanna deiridh seo a bhaint amach i dtreo an sprioc a bhaineann le hairgeadas díláraithe a ghlacadh ar scála mór - ag baint úsáide as cistí árachais, chomh maith le conarthaí cliste. 

Conclúid 

Osclaíonn Airgeadas Díláraithe doirse do dheiseanna spreagúla d’infheisteoirí. Ó mhalartuithe go hárachas go réitigh ghealltála – tá ardán DeFi ann ar féidir freastal ar do chuid riachtanas. 

However, bear in mind that not every DeFi platform is secured or is tested efficiently. If you want to get a taste of the action, it will be best to stick to regulated platforms such as Nexo that has a longstanding reputation in the industry. 

Mar sin féin, déan cinnte go ndéanann tú do dhícheall cuí sula n-infheistíonn tú do shócmhainní in aon réiteach DeFi. 

 

 

Ceisteanna Coitianta

Cad é DeFi?

Decentralized Finance, otherwise known as DeFi, aims to deliver the same financial services as conventional banking systems - without the need for intermediaries. These are built using smart contracts on blockchains, which makes them cheaper as well as more transparent.

What are the applications of Decentralized Finance?

Síneann cásanna úsáide DeFi chuig beagnach gach gné den chóras airgeadais. Cibé an iasachtaíocht, iasachtaíocht, gealltóireacht nó árachas atá i gceist, is féidir leat teacht ar réitigh DeFi a fhreastalaíonn ar raon leathan táirgí agus seirbhísí.

An bhfuil DeFi contúirteach?

As with any other financial platform, there is a certain amount of risk involved with DeFi. These solutions are rarely regulated and can be prone to security threats. Make sure that you do your research before entrusting your assets to any DeFi platform.

Which is the best DeFi platform?

Tá sé deacair ardán amháin DeFi a chaolú. Molaimid duit breathnú ar Nexo nó Gemini - ós rud é go bhfuil na seirbhísí seo clúdaithe le hárachas agus go dtugann siad gnéithe iontacha.