Ripple (XRPUSD) Advances RLUSD Toward a Chain-Agnostic Stablecoin Standard

Ripple is accelerating its vision for RLUSD, positioning the stablecoin as more than a Ripple-native product. According to Ripple executive Reece Merrick, the company is deliberately moving RLUSD beyond a “Ripple-only” asset and reshaping it as shared infrastructure for the broader crypto market. Consequently, RLUSD is being deployed across multiple Ethereum Layer-2 networks, including Optimism, Base, Ink, Inkchain, and Unichain, enabled by Wormhole’s Native Token Transfer standard.

Rather than competing for users within a single ecosystem, Ripple is strategically taking RLUSD to where users already operate. In doing so, the firm is openly embracing a multi-chain future. Merrick has emphasized that Ripple cannot reasonably expect all participants to migrate to the XRP Ledger to access its products. Instead, RLUSD must function seamlessly wherever demand exists.

Ripple is taking $RLUSD multichain!💥

The regulated stablecoin is now being piloted across major Ethereum L2s using Wormhole’s Native Token Transfers (NTT), pointing to a future of seamless, compliant stablecoins.#Ripple #RLUSD pic.twitter.com/FTwzy9nWi8

— CryptoMoses (@realcryptomoses) December 16, 2025

Moreover, Ripple’s chain-agnostic approach reflects shifting market realities. Decentralized finance activity is increasingly concentrated on Layer-2 networks, particularly Base. Therefore, restricting RLUSD to XRPL or Ethereum mainnet would limit its relevance and liquidity. By contrast, expanding across Layer-2 environments allows RLUSD to capture growing transaction volumes.

Ultimately, Ripple aims to establish RLUSD as a regulated, trusted gateway between traditional finance and blockchain systems. As adoption broadens, this strategy significantly strengthens RLUSD’s role as a universal stablecoin infrastructure.

Key XRP Levels to Watch – December 16

XRPUSD has maintained a consistent bearish market structure, with sellers continuing to dictate directional bias. Recently, price has once again revisited the major demand level at $1.920, highlighting persistent downside pressure. Meanwhile, the Anchored Volume Profile indicates heavier market participation above this demand zone, with a clear volume peak around $2.500. As price now sinks below this high-engagement region, it is entering a low-liquidity zone where historical trading activity has been limited. Consequently, this lack of participation may reduce friction, thereby allowing a freer flow of bearish continuation as the prevailing downtrend remains intact.

XRP Key Levels

Demand Levels: $1.920, $1.260, $0.520
Supply Levels: $2.500, $3.330, $4.000

XRP Metrics

Total Market Cap: $3.56T
XRP Market Cap: $116B
Volume: $2.97B
XRP Rank: 5

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