Ukukhusela uTyalo-mali lwakho: Ungabuphepha njani ubuqhophololo

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Ukutyala imali oyisebenzele nzima kunokuvula indlela yokukhula kwezemali, kodwa ngokukhula kobuqhophololo botyalo-mali kwihlabathi liphela, kubalulekile ukuba uhlale uthe qwa. Eli nqaku linika ukukhanya kwezi zicwangciso zenkohliso kwaye libonelela ngemibono ebalulekileyo ukukhusela imali yakho.

Ukuchonga ubuqhophololo boTyalo-mali:

Ubuqhophololo botyalo-mali buhlala bubonakala njengamathuba amangalisayo, buthembisa imbuyekezo enkulu ngexesha elifutshane. Obu buqhophololo bandile kwihlabathi jikelele, bujolise kubantu abakumazwe afana ne-USA, i-Indiya, kunye nezizwe ezahlukeneyo kwi-Afrika iphela. Ikakhulu, ubuqhophololo be-cryptocurrency, ubuqhophololo bentlawulo yangaphambili (eqhele ukufunyanwa eNigeria), kunye nezicwangciso zesitokhwe “zokumpompa nokulahla” zisasazwa nge-imeyile kunye neeapps zemiyalezo. Noko ke, kubalulekile ukutyhila eyona nto iyiyo: ezi zithembiso zihehayo zidla ngokuba liqhinga lokurhwaphiliza imali yakho.

Basebenza njani abaQhingi

Incwadi yokudlala yabaqhathi iyahambelana kwaye iyasebenza:

1. Ukuthembisa Ubutyebi Quick: Abarhwaphilizi baqinisekisa amaxhoba anokuba ngamaxhoba okuqokelelwa kobutyebi ngokukhawuleza ngotyalo-mali lwabo. Basenokude babonise amabali empumelelo abubuxoki ukwenza inkohliso yobunyaniso.

2. Ukudala Imvo Yongxamiseko: Ukukuthintela ekusebenziseni inkuthalo efanelekileyo, ama-scammers asebenzisa amaqhinga oxinzelelo oluphezulu. Banyanzelisa ukuba eli thuba lifutshane, bakunyanzele ukuba wenze izigqibo ngokungxama.

3. Ukucela Imali: Nje ukuba umdla wakho ubonakaliswe, abakhohlisi baya kufuna imali, ehlala ifihliwe njengemali efunekayo "ukuvula" inzuzo enkulu. Nangona kunjalo, xa imali yakho idlulisiwe, iyanyamalala, kunye neembuyekezo ezithenjisiweyo. Iinzame zokufikelela kubo aziphendulwa.

Ukukhusela uTyalo-mali lwakho:

Ukukhusela imali yakho kobu buqhophololo kufuna inkuthalo:

1. Qhuba uphando olucokisekileyo: Ngaphambi kokuba wenze utyalo-mali, jonga ukuba semthethweni kwenkampani yotyalo-mali. Qinisekisa ukubhaliswa kunye nodumo lwabo, ngokuxhomekeke kwiiwebhusayithi ezisemthethweni kunye nophononongo.

2. Lumkela Uxinzelelo: Utyalo-mali olusemthethweni alunyanzeli izigqibo ezingxamisekileyo. Ukuba umntu utyhalela inyathelo elikhawulezileyo, lumka.

3. Akukho Nzuzo ziqinisekisiweyo: Gcina amathandabuzo kumabango engeniso eqinisekisiweyo ngexeshana elifutshane elingekho ngqiqweni. Ezo zithembiso zidla ngokuba ziimpawu zokuqhatha.

4. Sebenzisa isilumkiso kuBafowunelwa abangabacelanga: Lumka xa abantu ongabaziyo benxibelelana nawe malunga notyalo-mali, ngakumbi nge-imeyile, umnxeba, okanye imidiya yoluntu.

5. Guard Ulwazi Lomntu: Ungaze uveze iinkcukacha ezibuthathaka njengenombolo yakho yoKhuseleko lweNtlalo (yabahlali base-US) okanye iinkcukacha zebhanki kuye nabani na ophakamisa ithuba lotyalo-mali.

6. Funa Icebiso leNgcali: Xa ungathandabuzi, dibana nomcebisi wezezimali othembekileyo okanye ingcaphephe enokuthi ivavanye ukuba semthethweni kwethuba lotyalo-mali.

Ubuqhophololo botyalo-mali bufana nemigibe ebekiweyo ukubamba izixhobo zakho zemali. Nangona kunjalo, ngokwamkela ubulumko kunye nokuthobela la manyathelo okhuseleko, unokuboyisa abarhwaphilizi. Ngalo lonke ixesha ubeka phambili uphando, thatha ixesha lakho, kwaye uyeke ukwenza izigqibo ezingxamisekileyo. Ukhuseleko lwakho lwemali alufanelanga nto.

Ungathenga i-Lucky Block apha.  Thenga i-LBLOCK

Phawula: Funda2 ayingomcebisi wezezimali. Phanda ngaphambi kokuba utyale imali yakho kuyo nayiphi na i-asethi yemali okanye imveliso okanye umsitho. Asinaxanduva ngeziphumo zotyalo-mali lwakho.