I-ECB ikhetha iiNkampani ezintlanu zokuphuhlisa iiPrototypes zoMsebenzi woMsebenzi we-CBDC

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Njengoko iintetho malunga nenkqubela ye-euro yedijithali, i-European Central Bank (ECB) ikhethe iifemu ezintlanu ukuphuhlisa iprototypes yomsebenzisi we-CBDC.

I-ECB iceba ukulinganisa ukuba iteknoloji ebamba i-euro yedijithali iya kusebenza njani kunye nojongano lomsebenzisi oluphuhliswe ngabantu besithathu. Iziko lezemali liqaphele: "Injongo yalo msebenzi wokulinganisa kukuvavanya ukuba iteknoloji esemva kwe-Euro yedijithali idibanisa njani neeprototypes eziphuhliswe ziinkampani," yongeza, "Ukuthengiselana okufanisiweyo kuya kuqaliswa kusetyenziswa iprototypes yangaphambili ephuhliswe ziinkampani ezintlanu kwaye iqwalaselwe nge-Eurosystem's interface kunye nomva-mva.

UKhetho lwe-ECB kwiNgcaciso yoMdla

Emva kokusungula i-digital euro initiative ngoJuni ka-2021, ibhanki ikhethe i-Amazon, i-CaixaBank, i-Worldline, i-European Payments Initiative (EPI), kunye ne-Nexi kwabafaki-zicelo abangama-54 emva kokufowunela ukubonisa umdla ngo-Epreli.

Ibhanki ichaze ngakumbi: "Zonke iinkampani zifezekise inani lezakhono ezichaziweyo kwifowuni [yethu], ngelixa ababoneleli abahlanu abakhethiweyo [baye] bahambelana nobuchule obufunekayo kwimeko yokusetyenziswa eyabelwe."

Iinkampani ezikhethiweyo zonke zijolise kwiinjongo ezahlukeneyo, kunye ne-Amazon esebenza kwisisombululo sentlawulo ye-e-commerce, i-CaixaBank kwi-interface ye-peer-to-peer yentlawulo ye-intanethi, i-Worldline kwi-P2P inkqubo yokuhlawula ngaphandle kwe-intanethi, i-EPI kwindawo yokuthengisa (PoS) inyathelo lokuhlawula, kunye neNexi kwisisombululo sentlawulo ye-PoS eqalwe nguPayee.

I-ECB iphinde yaqaphela: "Akukho zicwangciso zokusebenzisa kwakhona iprototypes kwizigaba ezilandelayo zeprojekthi yedijithali ye-euro."

Inyathelo leprototype yojongano lomsebenzisi yi ECB yinxalenye yephulo lophando leminyaka emibini leprojekthi yalo ecetywayo yeyuro yedijithali. Eli phulo kulindeleke ukuba ligqitywe kwi-Q1 2023 xa iziko lezemali liza kupapasha iziphumo zalo. Ibhanki iqaphele:

"I-Euro yedijithali iya kufana ne-Euro banknotes, kodwa idijithali. Iya kuba luhlobo lwemali ye-elektroniki, ekhutshwe yi-Eurosystem (i-ECB kunye neebhanki ezingundoqo zelizwe le-Euro), kwaye iya kufikeleleka kubo bonke abemi kunye neefemu. "

I-ECB yaqukumbela ngokongeza:

“I-Euro yedijithali ayinakuthatha indawo yemali, kodwa iyayixhasa. I-Euro yedijithali iya kunika abantu ukhetho olongezelelweyo malunga nendlela yokuhlawula kwaye yenze kube lula ukwenza oko, inegalelo ekufikelelekeni kunye nokubandakanywa. "