Inkambo Yokuhweba

• Ufuna indlela ephumelelayo yokutshala imali yakho?
• Ingabe ufuna ukusebenzisa imali yakho ngempela?
• Ingabe ufuna izinzuzo eziphezulu ekutshalweni kwakho?
• Ukuqala umsebenzi wetoho noma wesikhathi esigcwele kwezezimali?
• Ufuna imakethe enamandla kakhulu?

Isingeniso emakethe ye-Global Forex

Imakethe ye-Forex iyimakethe yomhlaba wonke yezimali (ezibizwa ngokuthi izinsimbi). Imakethe ilinganisa inani lemali ngokuya ngenani lenye imali (isb. $ 1 = £ 0.66).

Namuhla umhlaba wethu uyimakethe eyodwa, enkulu yomhlaba wonke. Izinhlobo zemali ezihlukene zishintsha izandla noma nini, nanoma iyiphi indawo - ngokwezinjongo zohwebo, ukutshalwa kwezimali, imali mboleko, nobambiswano. Umhlaba uyimakethe enkulukazi lapho amandla okuphakela kanye nesidingo ehlala eshintsha ngenxa yohlu lwemicimbi eyenzeka usuku nosuku.

Ubuwazi ukuthi cishe wonke umuntu ubambe iqhaza emisebenzini ye-Forex? Ukushintsha uhlobo lwemali lapho undizela kwelinye izwe ngeholide noma uhambo lwebhizinisi, ukunikeza iklayenti ikhotheshini, noma ngisho nokuxoxa nabangane noma osebenza nabo ngedola, i-euro, noma ezinye izinhlobo zemali, konke kuyimisebenzi evamile ebamba iqhaza emakethe ye-Forex.

Imakethe ye-Forex iyimakethe edayiswa kakhulu emhlabeni, enkulu kunanoma iyiphi enye imakethe. Umthamo wokuhweba wansuku zonke ulinganiselwa ku-5 trillion dollars!! Uma kuqhathaniswa, imakethe yamasheya enkulu kunazo zonke, i-NYSE (i-New York Stock Exchange), inenzuzo yansuku zonke elinganiselwa ku-50 billion dollars (okuyizikhathi eziyi-100 ngaphansi kwe-Forex). Amazing, akunjalo? Ayikho enye imakethe elingana nemakethe ye-Forex.

Iyini i-Forex? Ake sibuyele esibonelweni samaholide. Ithi usohambweni lweholide olufushane ukusuka ekhaya lakho e-New York ukuya e-Rome, e-Italy. Ngokufika esikhumulweni sezindiza futhi uguqule amadola akho abe ama-Euro ubamba iqhaza ekuhwebeni kwe-Forex. Ezinsukwini ezimbalwa kamuva, ngemva kokundiza ubuya e-Rome uya e-NY, ushintsha ama-Euro owashiyile ubuyele kumadola ngentengo ethe ukuhluka. Esenzweni sesibili, wenze umsebenzi ophambene nowokuqala, uvala umbuthano wokuthenga nokudayiswa kohlobo lwemali olulodwa kolunye.

Kuze kube manje kuhle? Kuhle!

Umlando Wemakethe Yokuhweba Nge-Forex

Kuze kube ngama-1970s, imakethe ye-Forex ayizange isebenze njengemakethe ethuthukisiwe, yesimanjemanje, isabela ezinguqukweni zokuhlinzekwa kanye nesidingo. Kusukela lapho, konke lokhu kwashintsha. Imakethe yaba emhlabeni wonke futhi amanani ashintshashintsha, ahamba ngokuphendula amandla ezimakethe. Ngokuhamba kweminyaka imakethe ye-Forex yaba nkulu ngokukhula kwaze kwaba yilapho ifinyelela usayizi wayo wamanje.

Esikhathini esedlule, okuwukuphela kwamandla angempela emakethe kwakungamabhizinisi amakhulu anjengamabhange namafemu amakhulu ahweba ngokwezidingo zawo zebhizinisi (isibonelo, inkampani yayibamba i-yen yaseJapane uma inomsebenzi webhizinisi eJapane). Izinto zihlukile namuhla - I-Forex manje isithandwa kakhulu ngabahwebi abazimele, abakhulu nabancane. Kusukela ngasekupheleni kwawo-1990, imithetho yomdlalo ishintshile, ngenxa yenguquko ye-inthanethi. Amabhange, forex wabathengi , futhi izinkampani zezezimali manje zinikeza izinkundla zokuhweba ze-forex ezinethezekile, ezilula, eziku-inthanethi, ezivumela abantu abavamile (abadlali abaphakathi nabancane) ukuthi bahwebe imakethe ye-Forex ngokwabo.

Sihweba ngani?

Okokuqala, kubalulekile ukujwayela iqiniso lokuthi ku-Forex sihweba ngezimali, hhayi izinto ezibonakalayo. Izimali ziyizimpahla ezifana nezinye, kodwa uma uhweba nge-forex online awuboni noma uthinte imali uze ukhiphe inzuzo ku-akhawunti yakho. Umqondo wokuthenga imali ulula kakhulu. Uma ukholelwa ukuthi inani lemali lizokhuphuka, ulithenga ngenye imali futhi ulibambe kuze kube yilapho ungasakholwa ukuthi lizokhuphuka kakhulu. Uma ucabanga ukuthi inani lemali lizokwehla, uyalithengisa. Kungakhathaliseki ukuthi uyathenga noma uyathengisa empeleni uhwebelana ngezimali - uthenga uhlobo lwemali olulodwa bese uthengisa olunye (isb. ukuthenga idola nokuthengisa i-euro).

Uma uthenga i-forex uhlala uthenga imali yokuqala eceleni kweyesibili. Lokhu kusho ukuthi uthengisa imali yesibili. Isibonelo, uma uthenga i-USD/JPY uthenga idola futhi uthengisa iYen. Kuyafana uma uthengisa i-forex pair; njalo uthengisa imali yokuqala futhi uthenge eyesibili.

Amathuluzi ohlobo lwemali ahlala ethengiswa ngamabhangqa. Ake ucabange ngabashayisibhakela abambalwa eringini, bebambene ngezihluthu zokuthi ubani onamandla. Phakathi nomdlalo, ngamunye unezikhathi zakhe ezinamandla nezibuthakathaka, ukuphakama nokwehla kwazo. Kwesinye isikhathi bayaphumula kwesinye isikhathi bayahlasela.

Izimpawu - Ithuluzi ngalinye liboniswa ngezinhlamvu ezi-3 (ezi-2 zokuqala ziyizwe futhi zimelela izwe eliyisisekelo lalolo hlobo lwemali, okwesithathu igama lohlobo lwemali). Ngokwesibonelo, USD = US Dollar.

Kunezigaba ezi-3 eziphambili:

Ama-Majors - Amapheya angu-8 athengiswa kakhulu emhlabeni, isibonelo, i-GBP/USD (amaphawundi aseBrithani/idola lase-US), i-USD/JPY (i-US dollar/yen yaseJapane), i-EUR/USD (i-euro/idola laseMelika). Esifundweni esilandelayo, sizobheka wonke amapheya emali ayi-8 amakhulu.

I-Cross Currency Pairs (noma Iziphambano) - Wonke amapheya angafaki idola laseMelika. Isibonelo, i-EUR Crosses yiwo wonke amapheya afaka i-euro, ngaphandle kwe-EUR/USD (okuyi-Major).

Amapheya emali angaphandle - Amapheya ahlanganisa imali eyodwa enkulu kanye nemali eyodwa "ebuthakathaka" (evela emakethe esathuthuka). Lawa mapheya ngokuvamile athengiswa ngamavolumu aphansi kakhulu. Amakhomishini ngamapheya angavamile, abuzwe ama-brokerage, aphakeme kakhulu. Isibonelo, i-GBP/THB (ipondo laseBrithani/i-Thai Baht).

Isakhiwo Semakethe ye-Forex kanye nosayizi

Imakethe ye-Forex ayinayo "isakhiwo sophahla" (umzimba owodwa oqondisayo kanye nemikhawulo yokuhweba). Iyimakethe ethandwa kakhulu futhi ehwebelana kakhulu emhlabeni, ehlanganisa amaqembu azimele, abadayisi abancane nabamaphakathi, izinkampani zezohwebo nezikahulumeni, amabhange kanye nohulumeni. Ukuhweba ku-electronic futhi ku-inthanethi futhi kwenzeka ngesikhathi esisodwa emhlabeni wonke, amahora angu-24 ngosuku.

Imali edayiswa kakhulu yidola laseMelika. Ibala ngaphezudlwana kuka-85% wesamba sezimali ezidayiswayo emhlabeni jikelele. Lokhu kulandelwa i-Euro cishe ngama-40% kanye ne-Yen ngo-18%. Singaphezu kuka-140%. Udidekile? Khumbula ukuthi inani eliphelele le-Forex lingama-200%. Kungani? Imakethe yakhiwe ngamapheya anezinhlobo zemali ezi-2 ekuhwebeni ngakunye. I-US inomnotho omkhulu nozinzile kakhulu emhlabeni, yingakho i-US Dollar yenza u-62% wesamba sezimali ezigciniwe emhlabeni jikelele.

Amanye amathuluzi okufanele siwaqaphele njengoba sithuthuka yilawo ezimakethe ezithuthukayo, njengeBrazil, Turkey, kanye namariphabhuliki aseMpumalanga Yurophu.

Bheka ukusatshalaliswa kwezimali emakethe ye-Forex (inani = 200%!)

Ukuhweba kwenzeka ngesikhathi sangempela, ubusuku nemini. Imakethe ishintshashintsha kakhulu futhi iyaguquguquka, inamathuba enzuzo avelele kanye nolwazi olungami olutholakala zikhathi zonke zosuku. Noma ubani angahweba kalula: akunandaba ukuthi “ungumhwebi osindayo” noma “umhwebi omncane” ohweba usuka ekhaya lakho.

Izinzuzo Zokuhweba Forex

Kunezinzuzo eziningi zokuhweba ngemali:

• Imakethe ivulekele ibhizinisi amahora angama-24 ngosuku, izinsuku ezinhlanu ngesonto, noma kuphi emhlabeni. Iqala ngoMsombuluko ekuseni e-Australia empumalanga futhi iphele ngoLwesihlanu ntambama ngesikhathi se-NY entshonalanga.
• Awekho amakhomishini wokuvula nokuvala ama-akhawunti. Azikho izintela futhi. Uyinkosi yakho, izikhundla zokuhweba futhi wenza izenzo uwedwa; ngaphandle kokudinga umuntu ozokwenzela umsebenzi.
• Ubukhulu bayo obukhulu buletha amathuba angapheli, ngezigidi zabawinile nsuku zonke.
• Ungaqala ukuhweba cishe nganoma iyiphi imali, ngisho namadola angama-25 kuphela!
• Imakethe ibanzi kakhulu: awekho amandla emhlabeni anamandla ngokwanele ukuyilawula nokuyilawula. Ngokungafani nezinye izimakethe lapho amabhange kanye nezinkampani zezezimali zingalawula amanani akhokhelwa amakhasimende abo, imakethe ye-Forex ihlanzekile ngokuphelele ekukhohliseni amanani.
• I-liquidity enkulu: ungahlala uthenga noma uthengise noma iyiphi imali oyifunayo.
• Ukusetshenziswa kwe-leverage kukunika amandla okwenza inzuzo ngamanani amancane kanye nokuhweba ngevolumu ephansi. Sizodingida lesi sihloko ngokuhamba kwesikhathi.

Imali vs. Amasheya:

Ake sibheke izinzuzo zemakethe ye-Forex, uma kuqhathaniswa nezimakethe zamasheya:

1. Qaphela umehluko omkhulu phakathi kwe-Forex namavolumu emakethe yamasheya. Nakuba abezindaba bekhetha ukumboza izimakethe zamasheya ezifana ne-NASDAQ ne-NYSE, lezi zimakethe zincane uma ziqhathaniswa nemakethe ye-Forex (okuphindwe izikhathi ezingu-10 ngaphezu kwazo zonke izimakethe zamasheya emhlabeni zihlangene).
2. Cabanga isikhashana mayelana nezitoko nezimpahla: ake sicabange ukuthi unquma ukuhwebelana ngamasheya. Izinhlobonhlobo zamasheya zikhulu kakhulu ngokuhlekisa - ku-NASDAQ kuphela kunezinkampani ezingaba ngu-4,000 ezibhalisiwe; kwi-LSE (London Stock Exchange) kunezinye izinkampani eziyi-2,000! Unquma kanjani ukuthi yisiphi isitoko ongasikhetha? Ungaphathwa yikhanda ngisho ucabanga ngakho! I-Forex ilula kakhulu - kunedlanzana nje lamapheya emali eyinhloko ongakhetha kuwo.
3. Ngenkathi izimakethe zamasheya zivala njalo ntambama, imakethe ye-Forex ivuliwe 24/5. Kunezinzuzo eziningi kulokhu, njengokwenza i-oda ngokushesha. Imakethe ye-Forex iphinde isebenze kakhulu ezenzakalweni ezimangalisayo kunezimakethe zamasheya ngoba amahora okuhweba aqhubekayo avumela abahwebi ukuthi baphendule ngokushesha. Asikho isikhala sezimanga noma ukusabela okukhulu okulandela izehlakalo ezimangalisayo ezenzeka ngaphandle kwamahora okuhweba (njengoba kungaba njalo ngezitoko). Ukusabela kuhlala kusesikhathini sangempela, bukhoma.
4. Akukho mandla angakhohlisa imakethe. Ama-broker nezinkampani zezezimali azikwazi ukulawula imakethe ngokukhuphula nokunciphisa amakhomishini okufanele siwakhokhe ukuze sivule izikhundla zethu. Okubalulekile - abadayisi abakhokhi mali.
5. Ngokuphambene namasheya, ku-Forex ungathola imali ezimakethe eziwayo. Eqinisweni, kulula kakhulu - noma nini lapho inani lemali eyodwa kubhangqa lehla, inani lemali yesibili liyakhuphuka! Ukunemba, kungenzeka ukwenza inzuzo ngokukhubazeka emakethe yamasheya ngokuthengisa nokuthenga "ama-shorts"), kodwa sihlobene nezimo zemakethe zemvelo, ngaphandle kokukhwabanisa. Khumbula, kukhona "ukuzabalaza" okuqhubekayo phakathi kwezinhlobo zemali ezi-2 ezakha lezi zimbili. Ukuthengisa insimbi eyodwa kusho ukuthenga enye.

Ake sifingqe izinzuzo ezinkulu imakethe ye-Forex enazo ngaphezu kwe-Stock market:

Abadlali Ababalulekile Bokuhweba Nge-Forex Babuyekeziwe

Sesishilo ukuthi imakethe ye-Forex ilula ukuyiqonda. Akuyona inkinga ngempela ukujwayela. Inani elikhulu labadlali abakhulu bakha le makethe. Kuyimakethe ehlukaniselwe amazwe, engalawulwa yinoma yimuphi umthombo owodwa. Nokho kukhona ukuhleleka. Naba abadlali ababalulekile abathonya imakethe ye-Forex:

Amabhange Amaphakathi: Izwe ngalinye lisebenzela izwe lalo, ngokwezidingo zomnotho nohulumeni. Amabhange amakhulu adlala indima enkulu emakethe ye-Forex, enquma amanani enzalo kazwelonke, amazinga okwehla kwamandla emali nokunye. Ngokwemvelo, amabhange Amaphakathi anethonya emazingeni okushintshaniswa kwemali. Uma izinga lokushintshisana liphezulu kakhulu noma liphansi kakhulu, ibhange elimaphakathi liqala ukuthenga noma ukuthengisa inani elikhulu lemali ngokushintshanisa ezinye izinhlobo zemali. Umthelela wabo kwezomnotho nezezimali ubalulekile. Ngezikhathi zobunzima, ngokwesibonelo, inhlekelele yomhlaba wonke yango-2008, ibhange elikhulu lehlisa inzalo ukusiza umnotho ubuyele esimeni. Umthelela enawo ekuhlinzekweni nasekufuneni uhlobo lwemali mukhulu.

Okuningi ngalokhu kungatholakala kwethi Izindlela Eziyisisekelo Zokuhweba Nge Forex ikhasi.

Izilinganiso Zenzalo Yebhentshimakhi

Izibonelo zezilinganiso zenzalo ezimakethe ezinkulu (zinembe kusukela ngomhla ka-7/2019):

Amabhange ezentengiso: Iqembu elikhulu nelibaluleke kakhulu kulesi sigaba amabhange okuhweba. Lawa mabhange abeka ithoni emakethe ye-Forex. Amanani emali eshintshanisa izandla ngaphakathi kohlelo lwamabhange (olubizwa nge-Interbank) alingana nezinkanyezi! Babeka amazinga okushintshaniswa kokuhlinzekwa kwemakethe kanye nesidingo. Izibonelo zifaka i-Citigroup, i-Barclays, i-JP Morgan, i-UBS, i-Deutsche Bank ne-BofA.

Izinkampani zezentengiselwano: Zonke izinkampani ezinkulu zihweba nge-Forex futhi zishintshanisa zezimali ngokwezidingo zazo ezithuthukayo. Ngokuvamile, umsebenzi wabo usekelwe endaweni yebhizinisi labo. Ake sithathe i-Samsung: lapho uqala ubudlelwano bebhizinisi nabahlinzeki abasha be-elekthronikhi abavela eJalimane, abakwaSamsung bazocabangela ukubamba ama-Euro engeziwe ohlwini lwayo. Manje, cabanga ukuthi kunezinye izinkampani kanye namafemu amakhulu aqinisa ukusebenzisana kwabo nabahlinzeki baseJalimane (noma abanye abahlinzeki baseYurophu) - isidingo se-euro sizokhuphuka, siyiqinise. Lezi zinkampani zithenga izinkontileka zenketho ukuze zishintshisane ngemali yazo ngama-Euro ngesilinganiso samanje sokushintshisana ngokuzayo. Lokhu kuthinta izinga lamanje nelesikhathi esizayo. Abathengisi abanolwazi abalandelela lezi zinguquko bangenza imali eshisiwe ngokusebenzisa le datha!

I-Hedge funds: Lezi zimali zezohwebo zigcina ukutshalwa kwezimali kwamakhasimende awo kunenzuzo ngokusebenzisa inzuzo enekhono. Sikubiza ngokuthi “ukuvumela imali yakho isebenze ngobuhlakani”. Amakhasimende abo yizinkampani ezinohlu olubanzi lwemali.

Abathengisi be-Forex: Zonke izinkampani ezihweba nge-Forex ezinikezela ngezinkundla zokuhweba kubahwebi abancane/abaphakathi emhlabeni jikelele. Abizwa ngama-brokerage. Kukhona amakhulu abarhwebi be-forex abalawulwayo , enikeza ithuba lokuhweba cishe nganoma yiliphi inani lemali, noma kuphi emhlabeni (inqobo nje uma unoxhumano lwe-inthanethi), ngaphandle kokusebenzisa izinsiza zamabhange.

Abadayisi Bezitolo: Abatshalizimali abazimele, njengawe, bangahweba i-forex ngomzamo wokukhiqiza omunye umthombo wemali engenayo. Basebenzisa iqiniso lokuthi bangahweba i-forex noma kunini, ngisho naphakathi noma ngemva komsebenzi, nanoma yikuphi.

Ukuvula I-Akhawunti Yamahhala Yokuhweba Nge-Forex

Iningi lezinkundla zethu zokuhweba ezinconyiwe zivumela abathengisi abasha ukuthi bavule 'I-Akhawunti Yokuzilolonga' (ebuye ibizwe ngokuthi 'I-Akhawunti Yedemo'), mahhala. Ku-akhawunti yakho yokuzijwayeza, ungasebenzisa imali ebonakalayo ukuze uhwebe ngamanani emakethe abukhoma. Ama-akhawunti wokuzilolonga akuvumela ukuthi ufudumale futhi ufunde ipulatifomu, ngaphambi kokuvula i-akhawunti yangempela yokuhweba bese ugxumela ekugcineni okujulile. Umehluko kuphela ovela ku-akhawunti yangempela ukuthi awukwazi ukwenza noma ukulahlekelwa imali yangempela.

Khumbula: Ukuhweba ngedemo akunazo izingozi zokuhweba!

Sincoma ukuthi uvule i-akhawunti yedemo nomunye wabathengi bethu abanconyiwe futhi uyisebenzise ukuze uzijwayeze konke okufundayo kuso sonke isifundo, ngaphambi kokufaka imali yakho. Zama ukukubona njengokufunda ukushayela imoto: kuhle ukuba nomfundisi onekhono, kodwa uze uthathe isondo uziqeqeshele wena ngeke ukwazi ukushayela...

Sincoma ukukhetha abathengisi abahamba phambili, abadume kakhulu emhlabeni. Laba bathengi bazokuvumela ukuthi uvule ama-akhawunti wokuzijwayeza ezinkundleni zabo mahhala. Sizokuqondisa ukuthi ungakwenza kanjani lokhu.

Uma usuzizwa ulungile, uzokwazi ukuvula i-akhawunti efanele futhi uqale ukuhweba okwangempela. Ayikho into ejabulisayo nejabulisayo njengokusebenzisa ulwazi lwakho olusha ukwenza imali ngokutshala izimali ezinhle! I-Forex inikeza amandla aphezulu okwenza imali emhlabeni. Udinga nje ukufunda ukuthi ungayifaka kanjani esenzweni, yingakho silapha!

Okubalulekile: Thatha imizuzu embalwa bese uvula i-akhawunti yokuzilolonga. Kuyoba usizo kakhulu endleleni. Umzamo owenzayo manje uzohumushela enzuzweni engase ibe khona ngokuhamba kwesikhathi!

Ungayivula Kanjani I-akhawunti Yokuzilolonga Yamahhala

I-akhawunti osuzoyivula izokusebenzela ngezinjongo zokuqeqesha. Indlela ngayinye efundiwe ingahlolwa endaweni yesikhulumi. Lokhu kuzokusiza ukuthi uqonde izimfihlo nemithetho yemakethe.

Ukuvula ama-akhawunti edemo kulawa mapulatifomu kuyinqubo elula, futhi ama-akhawunti abo wokuzijwayeza ahlinzeka ngezinkundla zokuhweba ezinobungane kakhulu, ezinembile zabahwebi be-Forex abasaqalayo.

Uma uchofoza umthengisi oyikhethile uzocelwa ukuthi ubhalisele i-akhawunti yokuhweba. Uma usuqedile le nqubo uzoba ne-akhawunti yakho siqu ozozijayeza ngayo.

Ulungele ukukhetha umthengisi? Chofoza lapha ukuze ufunde ukuthi ungakhetha kanjani a umthengisi onconyiwe.