Inkonzo yokurhweba ikopi. I-Algo yethu ivula ngokuzenzekelayo kwaye ivale urhwebo.
I-L2T Algo inikezela ngemiqondiso enengeniso ephezulu kunye nomngcipheko omncinci.
24/7 urhwebo cryptocurrency. Ngelixa ulalayo, siyarhweba.
Ukuseta imizuzu eli-10 kunye neenzuzo ezinkulu. Incwadi yesikhokelo ibonelelwe ngokuthenga.
79% izinga lempumelelo. Iziphumo zethu ziya kukuvuyisa.
Ukuya kuthi ga kwi-70 yorhwebo ngenyanga. Kukho ngaphezu kwe-5 izibini ezikhoyo.
Imirhumo yenyanga iqala kwi-£58.
Igama: Mhlekazi uJohn Templeton
Umhla wokuzalwa: Novemba 29, 1912
Ubuzwe: iBritane, iBahamian (kwaye ngaphambili yaseMelika)
Umsebenzi: Umtyali-mali, usomashishini, umphandi, i-philanthropist
iwebhusayithi: Templeton.org
Ubomi kunye nomsebenzi
UMhlekazi uJohn Templeton wazalelwa eWinchester, eTennessee, eMelika. Waya kwiYunivesithi yaseYale (apho wayengumncedisi womphathi weshishini kwimagazini ye-campus humor). Uxhase eyakhe imfundo ngokudlala ipoker – eneziphumo ezincumisayo. Waphumelela emagqabini. Njengesifundiswa saseRhodes, wakwazi ukuya kwiYunivesithi yaseOxford, efumana isidanga seMA kwezomthetho.
Ube yibhiliyoni ngokuba ngumntu wokuqala ukuthatha ithuba kwiingxowa-mali ezihlukeneyo zehlabathi. Waseka i-Templeton Growth Fund, Ltd kwaye wayephakathi kwabantu bokuqala utyalo-mali eJapan ngeminyaka yoo-1960 (ezinye zeengxowa-mali zotyalo-mali ezinkulu zehlabathi kunye nezona ziphumeleleyo kumazwe ngamazwe).
Iwebhusayithi yakhe ityhila ukuba wathatha iqhinga “lokuthenga okuphantsi, ukuthengisa phezulu” ngokugqithisileyo, ekhetha amazwe, imizi-mveliso, kunye neenkampani ezibetha emazantsi elitye, nto leyo awayibiza ngokuba “ngamanqaku okuphelelwa lithemba.” Xa kwaqalisa imfazwe eYurophu ngowe-1939, waboleka imali yokuthenga izabelo ezili-100 inye kwiinkampani ezili-104 ezithengisa ngedola enye ngesabelo okanye ngaphantsi, kuquka iinkampani ezingama-34 ezazitshone ngemali. Zine kuphela ezajika zingaxabisekanga, waza wenza ingeniso enkulu kwabanye.
Kwakhona, uqatshelwe, ngexesha lokudakumba ngeminyaka yoo-1930s, ukuthenga izabelo ezili-100 zenkampani nganye edwelisiweyo ye-NYSE eyayithengisa ngesabelo esingaphantsi kwe-$1 (i-17 yeedola namhlanje) (iinkampani ezili-104, ngo-1939), kamva yenza amaxesha amaninzi imbuyekezo yemali. xa ishishini lase-USA lithatha ngenxa yeMfazwe Yehlabathi II (njengoko kukhankanyiwe kwi-Wikipedia).
Uye wachongwa njengomnye wabona bantu banesisa kwimbali yehlabathi, enikela ngaphezu kwe-$1,000,000,000 USD kwimibutho yesisa. Wabuncama ubumi bakhe base-US ngo-1964, nto leyo eyamenza wakwazi ukonga i-100 lezigidi zeerandi kwirhafu yengeniso yase-US xa wayethengisa ingxowa-mali yakhe yotyalo-mali yamazwe ngamazwe. Loo mali yayisetyenziselwa ukunceda abantu. Wayeza kuba ngummi waseBahamian kunye nowaseBritane kwaye wahlala eBahamas.
Wabhala iincwadi ezininzi, kuquka:
A. Ubutyebi beNgqondo noMoya: UJohn Marks Templeton kaNondyebo waMazwi wokuNceda, ukukhuthaza kunye nokuPhila (2006)
B. IiNuggets zegolide (1997)
C. Ukuthenga kwiNdawo ye-Maximum Pessimism: Iindlela eziThathu zoTyalo-mali zeXabiso ukusuka eTshayina ukuya kwi-oyile ukuya kwezoLimo (2010)
D. Ukutyala imali ngeNdlela yeTempleton: Iindlela zokuBetha iMarike zeXabiso lokuTyala imali eyimbali yeBargain Hunter (2007)
E. Imithetho yoBomi yeHlabathi liphela: IMigaqo yoMoya yaPhakade engama-200 (1998)
Kwaye ezinye iincwadi
Njengomntu onesisa, uMhlekazi uJohn waseka iJohn Templeton Foundation, ithala leencwadi, ibhaso, kunye nekholeji phantsi kweYunivesithi yaseOxford. Wanikela ngesixa esikhulu sempahla yakhe kwi-John Templeton Foundation, awayisungula ngo-1987. Ngaloo nyaka, wadalwa i-Knight Bachelor nguKumkanikazi u-Elizabeth II ngenxa yemisebenzi yakhe emininzi ye-philanthropic.
Umphathi weChartered Financial Analyst (CFA), uMhlekazi uJohn wafumana ibhaso lokuqala le-AIMR lokugqwesa emsebenzini ngowe-1991. ngo-1999. Ngo-1996, wangeniswa kwi-Junior Achievement US Business Hall of Fame, kwaye ngo-2003, wawongwa ngeBhaso likaWilliam E. Simon lobuNkokheli bobuPhilanthropic. Wabizwa ngokuba ngomnye we-Time magazine's 100 Uninzi lwabantu abanempembelelo ngo-2007.
Ekubeni wayelilungu leCawa yaseRhabe ubomi bakhe bonke, wakhonza kwizikhundla ezahlukahlukeneyo zeembopheleleko eziphakamileyo ecaweni.
USir John watshata kabini, wasikelelwa ngabantwana. Waqala ukutshata noJudith Folk, owafa kwingozi yesithuthuthu ngowe-1951. Emva koko watshata noIrene Reynolds Butler, owasweleka ngo-1993.
UMhlekazi uJohn Templeton wasweleka ngoJulayi 8, 2008, eNassau, eBahamas, eneminyaka engama-95 ubudala.
nokuqonda
1. Ukuthobeka kubalulekile kuthi njengabarhwebi; kwaye kunjalo nomoya omhle, ukungabikho kwexhala kunye nokuziphatha.
2. Iimarike zeBull zivela kwimo yokungabi nathemba, ziphumelela ekungaqiniseki kwaye ziqole ekuthembeni nasekuthembekeni, kwaye emva koko zifa ngenxa yovuyo. Xa uluntu luphambana malunga nesitokhwe, lixesha lokuthengisa.
3. Kuphephe ukucinga ngomhlambi. Oko abantu abaninzi bakucingayo, kholelwa ukuba akunakukunceda. Oku kuya kuhlala kuyinyani ngonaphakade kwihlabathi lokurhweba kunye notyalo-mali. Tyala kwindawo yokungathembi nto. Izitokhwe zigqwesile 'zokuthenga' abaviwa xa abantu bengafuni ukuzithenga kuba zoyikeka. Nceda ufunde umsebenzi kaSir John ngasentla kwakhona. Cinga ngendlela awayeyenza ngayo imali yakhe. Watyala imali eJapan xa abantu abaninzi babecinga ukuba loo mbono iyaphambana. Wathengisa amasheya akhe xa uluntu lubonisa ukubathemba ngokugqithiseleyo, xa imilinganiselo kunye nokulindela kwakuphezulu. Kukho amathuba otyalo-mali kwihlabathi liphela, hayi e-US kuphela. UMhlekazi uJohn ngokwakhe wathi: “Amanye amakhwenkwe aseYale ayephuma kwiintsapho ezifumileyo, yaye akukho namnye kubo owayetyala imali ngaphandle kweUnited States, ndaza ndacinga ukuba, ‘Kukuzigwagwisa oku. Kutheni ukuba ube nombono omfutshane okanye ujonge kufutshane ngokujonga eMelika kuphela? Akufanelanga ukuba ube neengqondo eziphangaleleyo na?”'
4. Ukuba ufuna ukuba nentsebenzo engcono kunesihlwele, kufuneka wenze izinto ngokwahlukileyo kwisihlwele. Ekubeni abaninzi abarhwebi belahlekelwa, kufuneka wenze oko abaninzi abarhwebi bengakwenzi ukuze uphumelele.
5. Kunokwenzeka ukwenza imali kuphela kuhlalutyo olusisiseko (kanye njengoko kunokwenzeka ukwenza imali kuphela kuhlalutyo lobugcisa). UMhlekazi uJohn akazange enze iinkqubo zobugcisa; wasekela izigqibo zakhe zotyalo-mali kuphela kwizinto ezisisiseko. Abo basebenzisa uhlalutyo lobugcisa kuphela akufanele bagxeke abo basebenzisa iziseko kuphela: kwaye ngokuphambeneyo. Nayiphi na indlela yokurhweba ilungile, kungakhathaliseki ukuba iyamangalisa kangakanani, nje ukuba yenza imali.
6. UMhlekazi uJohn – nangona wayepha ngesisa – akazange achithe imali eninzi kakhulu kuye. Engenamdla wokuthenga, waqhuba eyakhe imoto, akazange abhabhe kwiklasi yokuqala kwaye wahlala unyaka wonke eBahamas. Ukuba sisityebi akuthethi ukuba kufuneka siphile ubomi obunempakamo ngokugqithisileyo, obunempakamo, kunye nobunexabiso eliphezulu. UWarren Buffet ngomnye umzekelo omhle.
7 UMhlekazi uJohn, owayenomdla kwizinto zokomoya, wathi: “Sizama ukweyisela abantu ukuba akukho mntu usele eyibambile i-1% yezinto ezinokwaziwa ngezinto zokomoya. Ngoko sikhuthaza abantu ukuba baqalise ukusebenzisa iindlela ezifanayo zenzululwazi eziye zanemveliso kwezinye iinkalo, ukuze bafumanise izinto zokomoya.”
Eli nqaku laphinda laveliswa kwincwadi enesihloko esithi: Ukuqonda kwiMindset yabarhwebi abakhulu. ”
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