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"Ke lawe ʻoe i ka makemake e loaʻa kālā mai kāu kālepa ʻana a hoʻokomo i ka makemake e hana i nā mea kalepa maikaʻi, hoʻololi ʻia kou noʻonoʻo a ʻae iā ʻoe e hana i nā hoʻoholo maikaʻi aʻe." - Craig Cobb

ʻO kahi ʻanuʻu ma waena o Penury a me Solvency
ʻO Alan (ua hoʻololi ʻia nā inoa i kēia huaʻōlelo) ua hōʻea i ka hopena o kāna tether. ʻAʻole lawa kāna hana lima e hānai iā ia me nā meaʻai nui, me ka uku ʻole ʻana i kāna uku hoʻolimalima. Ke ʻelemakule nei a pono ʻo ia e male i hiki iā ia ke hoʻomaka i kahi ʻohana, akā ʻaʻole hiki iā ia ke uku i ka hana male haʻahaʻa haʻahaʻa. Makemake ʻo ia e ʻohi kālā no kāna male ʻana. Pili ʻo ia i kahi hale hana kemika a hoʻolimalima koke ʻia ʻo ia. E hoʻolimalima koke ʻia kēlā mea kēia mea e noi ana ma laila no ka mea ʻaʻole koi ʻia kahi kāʻei aʻo. Ma waho aʻe, ʻaʻole hiki i ke kanaka ikaika loa o ka honua ke hana i ka hale hana no hoʻokahi makahiki.

ʻIke ʻo Alan ua hōʻino loa nā kūlana hana. Kaawale mai ka mea pono ʻoe e hana no ka palena iki o 12 mau hola i kēlā me kēia lā (84 mau hola i kēlā me kēia pule), me ka hana ʻoʻoleʻa loa, loaʻa kahi helu helu ʻole o ka palekana o ka hale hana a ʻo ka kemikū pungent ponoʻī kekahi i kahi weliweli olakino nui. Inā ʻeha ʻoe, e kī ʻia ʻoe me ka kōkua mua ʻole. ʻO ka uku o ka mahina ma lalo o $ 100. Hoʻopaʻi ʻia ʻoe no ka hele hele ʻana i ka hana a hōʻemi ʻia $ 3 mai kāu uku no kēlā me kēia lā inā ʻoe e hele ʻole ana, ʻoiai inā no kou pilikia ke kumu o ka hemo ʻana.

Makemake ʻo Alan e hana ikaika a paʻakikī ʻo ia, akā haʻalele ʻo ia i ka hana ma lalo o ʻekolu pule. Lawe ʻia ka kemikala pilau i kona olakino.

Ua make ka wahine a Samesona, e waiho ana he ʻekolu mau keiki nāna e mālama. Manaʻo ʻo Samesona ʻo ke ala wale nō e hoʻohanohano ai i ka hoʻomanaʻo ʻana o kāna wahine aloha e mālama pono ai i kāna mau keiki. ʻOiai ʻaʻole nui kāna loaʻa kālā, mālama maikaʻi ʻo ia i ke kālā i hiki i nā keiki ke hele i ke kula a loaʻa i ka papaʻai kaulike maʻamau.

ʻOiai, hoʻolaha ka luna o Samesona ʻaʻole hana hou ka ʻoihana paʻa a e hoʻokau ʻia nā limahana a pau i hoʻokahi mahina. Pelu ka paʻa. Mai ia manawa, ʻimi ʻo Samesona i kahi hana - kahi hana - me ka kūleʻa ʻole. Noho ʻo ia i kahi ʻāina ma kahi o 40% o nā kamaʻāina kino hiki i ka hana ʻole. Ke ʻehaʻeha nei nā keiki i kēia manawa: ua hele lākou i waho o ke kula a me ka lako pono ʻole i ka meaʻai.

He wahine hoʻokipa manawa piha ʻo Alisa a me kahi makuahine kuleana. Ua haʻalele ʻo ia i kāna hana i mea e hele ai i kāna mau keiki, no ka mea hopohopo ʻo ia e ʻeha paha kāna mau keiki i kekahi mau mea maikaʻi ʻole inā noho ʻo ia a me kāna hubby mai ka home no nā kumu waiwai.

Eia nō naʻe, ʻike ʻo Alisa ʻaʻole e lawa ka loaʻa kālā o kāna kāne e hānai ai i ka ʻohana. No laila, pono ʻo ia e ʻimi i kahi loaʻa kālā passive e hoʻopiha ai i ka loaʻa kālā o ka ʻohana a mālama paha i ko lākou wā e hiki mai ana.

Piha ke ola i ka makaʻu. Ua lilo kekahi i ke koho balota ma hope o ka lilo ʻana o kahi kālā nui. ʻAʻole kūpono ia e hoʻolilo kālā i ke koho balota. Hoʻomaka kekahi i kahi ʻoihana halihali a hoʻopau i ka holo ʻana me kahi pohō. ʻAʻole ia he manaʻo maikaʻi ʻole ka ʻoihana halihali. Ua lilo kekahi i kāna keiki ma hope o ka lilo ʻana o kahi kālā e hānai iā lākou e aʻo iā lākou. ʻAʻole ia he kumu he mea makehewa ka mālama ʻana i nā keiki a kekahi. Kūʻai kekahi i kekahi mau waiwai i ʻaihue ʻia i ka hopena, akā ʻaʻole ia he manaʻo hewa ʻole ke kūʻai ʻana i nā mea waiwai. Hana ʻia kahi kiʻi ʻoniʻoni a i ʻole kahi album, akā ʻaʻole kūʻai maikaʻi ia (kahi inoa floundering a i ʻole hāʻule hāʻule). Pono mākou e haʻi i ka poʻe e hōʻole i ka kiʻi ʻoniʻoni a i ʻole nā ​​hana album? Ua maʻi a ua hōʻili ʻia kahi kaikaina aloha. Pule ikaika makou no kona ola; akā ua make ʻo ia. ʻO ia ke kumu he mea ʻole nā ​​pule? Ua wāwahi ʻia ka hale o kekahi i kahi pōpilikia kūlohelohe, akā ʻaʻole ia he manaʻo he pono mākou e haʻi kūʻē i ka loaʻa ʻana o kahi home Kūleʻa ka male a kekahi ma hope o ka hoʻolilo ʻana i nā kālā he nui i ka hui. He hewa paha ia no ka male ʻana? Loaʻa kahi ulia i kāna kaʻa. ʻO ia ke kumu ʻaʻole kūʻai kekahi i kahi kaʻa? Hiki ke hele i ka papa inoa. Hoʻopaʻahao ʻia nā kauka. Kāleʻa ʻia nā Ferry. Pahu nā maina, a pēlā aku. ʻAʻole pau ka papa inoa o nā pōʻino ʻoihana mai ke kālepa ʻana.

ʻO ka lilo ʻana o kekahi poʻe i ke kālepa ʻana, ʻaʻole ia e lilo i hana maikaʻi ʻole. He ʻokoʻa ʻokoʻa kēia i ka manaʻo o nā lālā o ka lehulehu. Inā ʻike lākou i hoʻokahi kālepa maikaʻi ʻole, hoʻomaka lākou i ka haʻi ʻōlelo i ka poʻe e hōʻalo i ke kālepa ʻana e like me kahi ahulau. ʻO kēia ka poʻe e ʻeha i nā nalo ma nā wahi ʻē aʻe o ke ola akā ʻaʻole ʻike lākou i nā mea maikaʻi ʻole i loko o lākou. Inā ʻaʻole ʻoe ʻike i nā mea kālepa kūleʻa, nui lākou.

ʻIke ka poʻe he nui i ke kālepa ʻana me he mea weliweli ia. Eia naʻe, lilo nui lākou i nā ʻano ʻē aʻe o ke ola. Hoʻomaka ka hapanui o ka poʻe i nā ʻoihana liʻiliʻi; akā hōʻike nā helu helu ma luna o 90% o nā ʻoihana liʻiliʻi i hāʻule i loko o kā lākou mau makahiki ʻekolu. E noʻonoʻo i kahi hana maʻalahi, e noʻonoʻo pū ana nō kekahi mau miliona o ka hana ʻana i kēlā hana. Hoʻopili ʻia ka hoʻokele waiwai. ʻO ka maʻamau, nā hana a me nā kālepa e maʻalahi i kēlā me kēia Tom, Dick a me Harry e hana a hoʻomaka paha i ka lawe kālā kūʻokoʻa. ʻO nā ʻano hana e lawe mai i ke kūʻokoʻa kālā maoli - e like me ke kālepa ʻana i nā mākeke - ʻo ia ka mea hoʻowahāwahā ʻia e ka hapa nui o nā kānaka a loaʻa ka pilikia loa.

Ke ʻehaʻeha nei kekahi mau mea naʻauao no ka mea manaʻoʻiʻo lākou i ka noi 'noi wau e noi'. Ma hope o nā mea āpau, ʻo ia ke kumu e hele ai ka hapa nui o ka poʻe i ke koleke. ʻO kekahi o nā mea paʻakikī i hiki i kekahi ke hana i kēia manawa ke ʻimi a loaʻa kahi hana maikaʻi. Ke hoʻomau nei ka helu o nā mea haʻalele kula i ka helu o nā hana i haku ʻia a kiʻekiʻe ke kūlana o ke kūlana.

ʻIke wau i kekahi e makemake e hana ma kahi ʻoihana aila kaulana. Ua ʻōlelo ʻia iā ia e loaʻa ka kekelē laeoʻo, no ka mea, he kēkelē laepua wale nō kāna i kēlā manawa. Ua kākau inoa ʻo ia i kahi papahana kekelē laeoʻo. Ma hope o kāna hoʻopau ʻana i ka papahana, hoʻi ʻo ia i ka ʻoihana aila, haʻi wale ʻia nō ʻaʻohe hakahaka nona. ʻOiai ʻaʻole maikaʻi kāna mau kekelē iā ia, pono ʻo ia e hana no kahi ʻoihana aila? Hiki iā ʻoe ke noi iā Deron Wagner a i ʻole ʻo Anton Kreil e hele i nā kekelē laeoʻo ma mua o kāu hoʻohana ʻana iā lākou?

Me ka ʻole o ke kūʻokoʻa kālā, nānā pono ʻole ka wā e hiki mai ana. ʻO ka hapa nui o nā ʻoihana pilikino ʻaʻohe o lākou hoʻolālā hoʻolālā no kā lākou mau limahana, ʻoiai ma nā ʻāina kūkulu. ʻO ka hapa nui o nā ʻoihana a me nā hui i kēia manawa makemake i nā limahana ʻaelike. Makemake ʻoe e waiho i kāu hopena kālā ma ka lima o kou haku?

Ke hana nei paha ʻoe i kēia manawa (a i ʻole ʻo ka hana pilikino), akā manaʻo ʻoe e pono ana paha ka poʻe i kāu lawelawe i ka wā ʻelemakule? Inā ʻoe he palama a hoʻokele paha, hāʻawi mau paha ka poʻe iā ʻoe i nā hana e hana ai i ka wā ʻelemakule, ke nui nā kāne ʻōpio mākaukau hoʻi? Ua mālama paha ʻoe i ke kālā no kou ʻelemakule, a i ʻole manaʻo ʻoe e kākoʻo kāu mau keiki iā ʻoe i ia manawa?

ʻAʻole hewa ka ulu makua ʻana: he kuleana ia. Eia nō naʻe, ʻaʻole manaʻo kekahi ʻoihana iā ʻoe inā ʻoe ma luna o kahi makahiki ʻōpio. E haʻi lākou iā ʻoe: "ʻAʻole pono nā mea noi ma luna o 25 mau makahiki." Hiki iā lākou ke ʻōlelo pēlā iā David Tepper a iā David Harding?

ʻAʻohe mea i komo, ʻaʻohe mea i loaʻa; a ʻo ka hana ʻole i kekahi mea e lilo i mea ʻole. Inā hiki iā ʻoe ke lilo i mea kālepa kūleʻa, e loaʻa iā ʻoe ke kūʻokoʻa kālā. ʻAʻole ʻoe e hoʻomaha loa, no ka mea, hoʻomau ʻoe e kālepa i kou wā ʻelemakule. E kālepa ʻoe me ka leʻaleʻa a me ka hana ʻole a uku ʻia. ʻO nā poʻe e like me Van K. Tharp lāua ʻo Joe Ross he mau ʻelemakule kālepa a kūleʻa lākou.

E lilo ʻoe i ʻelemakule a me nā makahiki o ka ʻike i loaʻa iā ʻoe, ʻoi aku ka waiwai a me ka ʻimi hou ʻana e lilo ai ʻoe.

ʻOihana kālepa kahi ʻoihana koʻikoʻi. Makemake mākou e lilo ʻoe i mea kālepa kūleʻa. ʻOiai e ʻōhumu nā poʻe no nā pilikia o ka hoʻokele waiwai, e ʻakaʻaka wale ana ʻoe i ke ala a pau i kāu panakō.

Pau kēia ʻāpana me ka ʻōlelo ma lalo:

“… ʻO ke kālepa ke ʻano o ka uku ʻana i ke kumukūʻai no kekahi mea āu e makemake ai. ʻO ia ke akamai e pili ana i ka makaʻu ma ke ʻano he lawehala nui loa, a me ka hāʻawi ʻana i kahi kuhi hewa nui loa. ʻO ke ʻano o ka ʻae ʻana i ka holomua ma ke ʻano he ʻanuʻu i ka lanakila. " - Roy Longstreet

Lawe ʻia mai ka puke: "Wehe i kāu hiki me nā ʻoiaʻiʻo o ke kālepa ʻana"